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Should you take out a personal loan for your wedding?

Should you take out a personal loan for your wedding?

8 April 2021

You may not have considered the costs of your wedding yet. We have a look at whether a loan could be an option, how to take one out responsibly, and what alternatives you have.

Is good debt a good reason to take out a personal loan?

Is good debt a good reason to take out a personal loan?

23 February 2021

When you’re in a pinch and you need to borrow money, you may reach out to a creditor for a personal loan. The upside of this kind of loan is that you can spend the money on anything you choose. However, just because you can use it for any...

Can a personal loan save you money?

Can a personal loan save you money?

16 February 2021

A personal loan can be a useful tool to achieve your financial goals. It can help pay for your children’s education, house renovations, and medical expenses. But can it be used as a tool to save you money?

Be careful of credit scams – protect yourself!

Be careful of credit scams – protect yourself!

28 September 2020

When people are desperate, they become vulnerable to fraudsters who are after their hard-earned money. Have you fallen victim to credit scammers? Do you know how to protect yourself when confronted by fake credit providers?  

COVID: Selling a house in the time of Covid-19

4 August 2020

Selling your house can be one of the biggest challenges you’ll ever encounter in your life. This is not only because of the time and money spent investing in it and your accompanying emotions, but also because of economic factors. But is ...

Can you get a personal loan while under debt counselling?

Can you get a personal loan while under debt counselling?

15 July 2020

You may find yourself in a financial rut, undergoing debt counselling. While you might consider taking out an additional personal loan – this may not be the answer to your problem. We explore the legalities and whether or not this is an o...

Should you take out a loan during a recession?

Should you take out a loan during a recession?

14 May 2020

South Africa recently entered its second recession in two years, after the economy contracted 1.4% in the fourth quarter of 2019.  When the country is facing turbulent times, personal finances also get affected, and sometimes debt becomes n...

Keep this in mind when taking out new financial products

Keep this in mind when taking out new financial products

18 February 2020

Adding a product to your personal finance portfolio, such as insurance or an investment, is a big decision. Each month it will take a chunk out of your salary, and you need to ensure you can cover it.

Personal loan or business loan? The best way to finance your business

Personal loan or business loan? The best way to finance your business

21 January 2020

When starting your own business, you may have to rely on external funding. Perhaps you qualify for a personal loan, but would it be better to take out a business loan instead? We got in touch with a specialist to find out whether it’s bes...

Can you afford a personal loan?

Can you afford a personal loan?

3 November 2019

It’s commonly believed that buying a car on auction is cheaper than buying from a dealership. While this may be true, there are other factors to consider.

Penalties for early repayment of your personal loan

Penalties for early repayment of your personal loan

4 December 2017

If you consider paying off your personal loan, you may quickly find out that you will have to pay more because of early settlement penalties.

How to finance your business idea

How to finance your business idea

9 October 2017

A life-changing business idea can induce excitement, and have you jotting down the first draft of your business plan. But this can quickly turn into concern once you start considering the costs of your start-up, and how you will be able to fund it. 

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