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What are the cheapest credit options?

What are the cheapest credit options?

2 October 2022 · Fiona Zerbst

In this article, we consider which forms of credit best match specific needs, factors you should consider when applying for credit, and how to limit your need to borrow.

How to improve your credit score

How to improve your credit score

27 September 2022 · Fiona Zerbst

Lenders use your credit score to assess how risky it would be to lend you money. This article explains the steps you can take to improve your credit score over time.  

What you should know before subletting a property

What you should know before subletting a property

25 September 2022 · Fiona Zerbst

Subletting is becoming more popular in South Africa. This article examines the legality of this practice, and provides tips on how to sublet safely and advantageously.

Teach your child how to budget effectively

Teach your child how to budget effectively

21 September 2022 · Harper Banks

We discuss how to teach your child to set up their first budget, and we consider some basic financial concepts you should introduce them to.  

What if you max out your credit card?

What if you max out your credit card?

20 September 2022 · Harper Banks

We consider the consequences of maxing out your credit card, including the impact it will have on your interest-free benefit and your credit score.

Is it worth having two home loans?

Is it worth having two home loans?

18 September 2022 · Harper Banks

Managing a mortgage loan is a huge responsibility. In this article, we consider the possibility of acquiring a second home loan, and the benefits attached to it.

5 Financial challenges facing SA’s youth

5 Financial challenges facing SA’s youth

15 September 2022 · Fiona Zerbst

We investigate how societal and economic challenges affect SA youths’ finances, and offer tips for overcoming these.

Your guide to debt counselling

Your guide to debt counselling

14 September 2022 · Athenkosi Sawutana

Debt counselling is a regulated solution that enables you to regain control of your personal finances. We consider this option, and some factors attached to its use.

Load shedding – the real cost to South Africans

Load shedding – the real cost to South Africans

13 September 2022 · Fiona Zerbst

Load shedding is taking a heavy toll on South African consumers. This article examines some of the real financial costs, and provides some useful tips on how to minimise these.

The fuel price and the fuel levy – the road ahead

The fuel price and the fuel levy – the road ahead

11 September 2022 · Fiona Zerbst

We examine how the fuel price is set, whether a reduction in the fuel levy is likely, and what consumers can do to mitigate the effects of higher prices.

Load shedding - what’s the solution?

Load shedding - what’s the solution?

8 September 2022 · Fiona Zerbst

Loadshedding has escalated to untenable levels. We find out what the solution may be, and what we can expect over the next few years.

Should you buy, or rent a home?

Should you buy, or rent a home?

6 September 2022 · Harper Banks

This article presents a financial comparison between renting and buying for the first year of living in a property, and considers the pros and cons of each.

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