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The real tax benefits of retirement annuities

The real tax benefits of retirement annuities

25 January 2022 · Staff Writer

We all know that having a retirement annuity (RA) helps us to retire comfortably and with dignity. But what many people miss are the tax benefits that are linked to an RA.

Request your credit report from the right bureau

Request your credit report from the right bureau

20 January 2022 · Harper Banks

With so many different credit bureaus in South Africa, it may be difficult to decide which one to approach to access your credit report. We have a look at what you should be aware of when selecting a credit bureau.

Effective financial planning as a single parent

Effective financial planning as a single parent

17 January 2022 · Harper Banks

As a single mom or dad, it can be challenging to keep up with the ever-increasing expenses of raising a child. We have a look at the importance of setting up a budget as a single parent.

How your credit score impacts your insurance – and vice versa

How your credit score impacts your insurance – and vice versa

16 January 2022 · Harper Banks

Since insurance is paid in advance, it may seem unrelated to your credit score. However, these two are in fact linked to one another. We find out why insurers look at your credit score.

Should you share finances with your cohabiting partner?

Should you share finances with your cohabiting partner?

13 January 2022 · Harper Banks

When you and your partner decide to move in together, you need to work out whether it would be better to share your finances, or to continue to operate separately.

Choose the right savings vehicle for your future home

Choose the right savings vehicle for your future home

12 January 2022 · Harper Banks

Buying a home is one of the largest purchases you might make, and you need to make sure you save for it in the most practical and cost-effective way. We find out which savings vehicle you should make use of.

The impact addiction has on your finances

The impact addiction has on your finances

11 January 2022 · Harper Banks

The physical and emotional cost of dealing with an addiction can be destabilizing. On top of this, it will have an impact on your finances. We find out why addiction will exponentially drain your bank account.

How to assist with finances as a stay-at-home partner

How to assist with finances as a stay-at-home partner

10 January 2022 · Harper Banks

When it comes to managing household finances, it can be challenging to be a stay-at-home partner because your role in this may not be clear. We look at how communicating with your partner can help work this out.

Concealing your cash when out and about

Concealing your cash when out and about

9 January 2022 · Harper Banks

It’s not unusual to see someone pull out money from their sock or undergarments. But this is not the best place to keep your money safe. We consider options for ensuring your personal safety.

Should you lend to cash-strapped friends?

Should you lend to cash-strapped friends?

6 January 2022 · Harper Banks

Many of us can sympathise when we receive a loan request from a cash-strapped friend. We look at the impact of these requests on your friendships.

How to budget for recreational activities

How to budget for recreational activities

5 January 2022 · Harper Banks

Your monthly budget should include everything you require to maintain a reasonable lifestyle, and this includes recreational activities. We find out how you can create a “fun budget”.

How to reset your finances for the new year

How to reset your finances for the new year

4 January 2022 · Harper Banks

With the new year rolling in, you may have resolutions to improve your financial status in the months to come. You can kickstart this by reviewing and resetting your finances.

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