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Can your credit score revert to zero?

Can your credit score revert to zero?

27 September 2021 · Harper Banks

If you’ve settled your credit-bearing accounts and you decide to close them, would your credit score eventually return to zero?

Don’t let your credit score hinder your hiring

Don’t let your credit score hinder your hiring

26 September 2021 · Harper Banks

While filling out a job application, you may notice that your prospective employer would like your permission to view your credit report. But is this acceptable, or is it an invasion of your privacy?

Can you afford emergency surgery for your pet?

Can you afford emergency surgery for your pet?

22 September 2021 · Harper Banks

If your family pet collapses, you may be shocked by their medical bills, which could place you in long-term debt and ruin you financially. We consider how pet insurance can help with these costs.

3 Ways to check that a company is legitimate

3 Ways to check that a company is legitimate

22 September 2021 · Joshua White

With scams increasing at an alarming rate in South Africa, it’s important to check the legitimacy of every new supplier you plan to use.

What happens to the interest on your tax-free savings?

What happens to the interest on your tax-free savings?

21 September 2021 · Harper Banks

You may be interested in investing your savings in a tax-free savings account (TFSA). However, the amount you’re allowed to save in this kind of account is capped. So, what does this means for any interest you earn above the limit?

What does financial emigration entail?

What does financial emigration entail?

20 September 2021 · Harper Banks

Over the last couple of years, you’ve slowly been saving to move abroad. You’ve learned a new language, and mapped out all the places you plan to see. But should you take all your wealth with you?

6 Clever ways to spend your tax refund

6 Clever ways to spend your tax refund

19 September 2021 · Harper Banks

After submitting your tax calculations to SARS, you may receive a tax refund. This is a tax break offered by SARS based on certain expenses. But what should you do with it? We have a look at six productive ways you can spend this money.

When to trade in your old car for a new one

When to trade in your old car for a new one

16 September 2021 · Harper Banks

You may have noticed that your car isn’t running as smoothly as it used to. This is particularly concerning if you’re hoping to sell it at a reasonable price, and buy yourself a modern alternative.

3 Facts to consider when cancelling your contract

3 Facts to consider when cancelling your contract

15 September 2021 · Athenkosi Sawutana

If you’ve ever had a relationship end in a bit of a mess, you’ll know that some people are more difficult to break up with than others. The pain, the push back, the back and forth – it can be a difficult process.

How long does debt reflect on your credit score?

How long does debt reflect on your credit score?

14 September 2021 · Harper Banks

If you’ve ever had debt that you didn’t manage well, you may have wondered how long the debt would remain, or be retained, on your credit score. This is known as a “retention period” and it is governed by the law.

Is an average credit score better than a zero?

Is an average credit score better than a zero?

13 September 2021 · Harper Banks

If you have a credit score of zero, you may be reluctant to start building it, for fear of it being average for a time. However, is sustaining a credit score of zero a sensible strategy?

Does credit card travel insurance cover every ticket you buy?

Does credit card travel insurance cover every ticket you buy?

12 September 2021 · Harper Banks

Having used your credit card to purchase plane tickets for your family vacation, you find out that you will receive automatic travel insurance. But does this apply to every ticket holder?

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