14 September 2021 · Harper Banks
If you’ve ever had debt that you didn’t manage well, you may have wondered how long the debt would remain, or be retained, on your credit score. This is known as a “retention period” and it is governed by the law.
13 September 2021 · Harper Banks
If you have a credit score of zero, you may be reluctant to start building it, for fear of it being average for a time. However, is sustaining a credit score of zero a sensible strategy?
12 September 2021 · Harper Banks
Having used your credit card to purchase plane tickets for your family vacation, you find out that you will receive automatic travel insurance. But does this apply to every ticket holder?
9 September 2021 · Harper Banks
If you are the main breadwinner in your household, you may find it beneficial to give your family members access to your credit card. This will allow them to make purchases on their own. However, this also comes with risks.
7 September 2021 · Harper Banks
As a South African citizen, you are required to pay taxes on any income you earn. However, you may have wondered what would happen if you didn’t pay your taxes.
6 September 2021 · Harper Banks
We all dream about winning the lotto, and having millions transferred into our bank accounts. But have you considered how much of it you would have to surrender to the tax authority?
3 September 2021 · Harper Banks
Your parents or grandparents may have grown up in a time when not everyone had bank accounts. Perhaps they preferred working with cash, or maybe it just wasn’t the norm to work through banks.
2 September 2021 · Harper Banks
When you register as a taxpayer, a personal tax profile will be created for you. If you have a business, you will need to register this as well.
1 September 2021 · Harper Banks
During tax season, you will complete your income tax forms and submit this to SARS. Depending on what you have declared, you will receive a tax return. However, what if you accidentally miss a claim you’re entitled to?
31 August 2021 · Harper Banks
You are in control of your debit orders. If you’re dissatisfied, you’re allowed to reverse or stop it. However, what does this mean for your credit score?
30 August 2021 · Harper Banks
With marijuana being legalised in South Africa, the insurance industry has to consider the implications of this decision on their business and clients.
26 August 2021 · Joshua White
We look at the garage card offerings from Absa, Nedbank, Standard Bank, and First National Bank (FNB), and consider what clients get for their fees.
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