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How youth can help parents prepare for retirement

How youth can help parents prepare for retirement

28 July 2021 · Joshua White

We spoke to experts to find out how youth can assist their parents to save enough to secure their golden years.

Ready to start saving? Know your interest rates

Ready to start saving? Know your interest rates

26 July 2021 · Athenkosi Sawutana

One of the things that inspire us to save is the interest we earn from our savings. When you open a savings account, you’ll often see interest rates classified as nominal or effective. But what does this mean?

What to consider when planning your medical aid?

What to consider when planning your medical aid?

25 July 2021 · Joshua White

Medical aid is crucial, but deciding between the many schemes and inclusions can be difficult. Here's what you should bear in mind when making this decision.

How to get out of a financial emergency

How to get out of a financial emergency

22 July 2021 · Harper Banks

We all hope to have consistent, surprise-free finances. But sometimes we need to deal with unexpected events. We consider ways you can prepare for emergencies, and we look at three steps you can take to secure your finances when an emergency hits.  

How to ensure your credit report is up to date

How to ensure your credit report is up to date

18 July 2021 · Athenkosi Sawutana

Have you ever looked at your credit report and thought that the information displayed does not match what you know? You have paid your accounts, or you’ve completed the debt counselling programme, but it’s not reflected in your cre...

Saving and investing, what's the difference?

Saving and investing, what's the difference?

14 July 2021 · Staff Writer

Saving and investing may appear to be the same thing, but there are stark differences between them.

Can your TV licence payments impact your credit score?

Can your TV licence payments impact your credit score?

14 July 2021 · Harper Banks

Everyone who owns a television in South Africa is liable to pay for a TV licence. But what happens if you don’t pay it? We have a look at how the license works, and how failure to pay it can impact your credit score.

At what age should you become a home owner?

At what age should you become a home owner?

13 July 2021 · Harper Banks

As you move from one life phase to another, you may have wondered when is the right time to invest in a home, rather than continuing to rent. We have a look at the average age of first-time home buyers in South Africa.

Do credit cards encourage excessive spending?

Do credit cards encourage excessive spending?

12 July 2021 · Harper Banks

A recent study by MIT Sloan investigated whether credit cards motivate consumers to “step on the gas” when it comes to spending. We consider the impact credit cards have on spending.

Unsecured debt 101: Use it responsibly

Unsecured debt 101: Use it responsibly

11 July 2021 · Athenkosi Sawutana

The emergence of COVID-19 has dramatically changed our lives. The financial impact has been sweeping and has resulted in massive job losses, business closures and salary cuts.

How to have a judgment removed from your credit report

How to have a judgment removed from your credit report

7 July 2021 · Harper Banks

If a judgment is issued against your name, you will soon notice its impact on your credit score. We have a look at what a judgment is, and we consider the steps you should take to have this officially removed from your credit report.

Does your business need a business bank account?

Does your business need a business bank account?

6 July 2021 · Harper Banks

If you’re just kicking off your new business, the line between your personal funds and business finances may be a little blurred. At what point should you get a business bank account?

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