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What are traveller’s cheques, and when should you use them?

What are traveller’s cheques, and when should you use them?

13 May 2021 · Isabelle Coetzee

When travelling abroad you will have to make use of the local currency when purchasing goods and services. However, it’s not always feasible or safe to carry cash in a foreign country.

Stuck on a financial product? The cost of loyalty

Stuck on a financial product? The cost of loyalty

12 May 2021 · Isabelle Coetzee

When you find a financial product that works for you, you may stick with it. However, what happens when you unswervingly stick with the same product for 10 years?

Does your credit score take a hit when you request a vehicle finance quote?

Does your credit score take a hit when you request a vehicle finance quote?

11 May 2021 · Isabelle Coetzee

Before you’ve had a chance to assess your credit score, you decide to get a basic quote on vehicle finance and find out where you stand in terms of credit. But you quickly find out that this impacts your credit score.

Why can’t you build your credit score before the age of 18?

Why can’t you build your credit score before the age of 18?

9 May 2021 · Isabelle Coetzee

When you turn 18, you will likely become interested in vehicle finance in order to claim your transportation independence. Alternatively, you may be interested in a credit card or insurance. However, your lack of a credit score may hinder your a...

Don’t fall for these credit repair scams

Don’t fall for these credit repair scams

6 May 2021 · Isabelle Coetzee

You may have received a notification from someone claiming that they can fix your credit score in a matter of days. Unfortunately, this is too good to be true.

Should you share a bank account with your partner or a friend?

Should you share a bank account with your partner or a friend?

5 May 2021 · Isabelle Coetzee

If you’re living with your long-term partner or a friend, it’s likely that your finances have become entwined over the years and you no longer keep strict track of who owes who what. Perhaps it’s time to mix your financ...

How to protect yourself from financial fraud

How to protect yourself from financial fraud

4 May 2021 · Athenkosi Sawutana

Financial fraud is prevalent in South Africa, as it is globally. According to the South African Banking Risk Information Centre (SABRIC), cybercrime, in particular, is becoming even more common than ‘traditional’ bank crimes. In 20...

You can improve your credit score - here's how

You can improve your credit score - here's how

29 April 2021 · Athenkosi Sawutana

Regardless of your situation, there are always steps you can take to improve your credit score. In this article, we’ll show you how you can achieve this with some planning and discipline.

Why are there different credit bureaus in South Africa?

Why are there different credit bureaus in South Africa?

28 April 2021 · Isabelle Coetzee

You have probably heard about the larger credit bureaus in South Africa, such as Experian and TransUnion. But did you know that there are many more registered credit bureaus in the country?

Should you take out a personal loan for home renovations?

Should you take out a personal loan for home renovations?

27 April 2021 · Isabelle Coetzee

You have secured yourself a home, which may include a beautiful garden or patio, and an interior you’ve decorated to your unique taste. But what if you’d like to upgrade it even further? One option is to take out a personal loan an...

How to split your debt when you get divorced

How to split your debt when you get divorced

22 April 2021 · Isabelle Coetzee

Going through a divorce will always be difficult. What’s worse is dealing with the additional pressure of outstanding debt. Working out how to split your debt can be very tricky.

Does personal car insurance cover commercial use?

Does personal car insurance cover commercial use?

21 April 2021 · Isabelle Coetzee

Taking out car insurance is a responsible action. Depending on the cover you choose, you will protect both yourself and anyone involved in an accident with you. However, what happens if you use your car for commercial purposes?

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