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What are the risks of signing as guardian for your child’s student loan?

What are the risks of signing as guardian for your child’s student loan?

20 April 2021 · Isabelle Coetzee

As your child embarks on their journey towards higher education, they will likely be faced with a funding shortfall. This may include the cost of their studies, as well as additional living expenses. In order to assist them, you may consider sig...

What is revolving debt, and how is it different from “normal” debt?

What is revolving debt, and how is it different from “normal” debt?

19 April 2021 · Isabelle Coetzee

When applying for a credit card, you may have come across the terms “revolving credit” or “revolving debt”. Perhaps you thought it makes no difference what the debt is called – debt is debt, right? But whether ...

5 common money-saving mistakes and how to avoid them

5 common money-saving mistakes and how to avoid them

15 April 2021 · Isabelle Coetzee

If you diligently dedicate a portion of your income towards an appropriate savings vehicle, over time this will act as your financial safety net. So why then do so many people struggle to save?

Why you need to adapt your attitude towards money as you age

Why you need to adapt your attitude towards money as you age

14 April 2021 · Isabelle Coetzee

As you move through life, you will encounter different phases and interests, and your perspective will change. Where you choose to spend your money will change as a result. We have a look at the impact on your finances.

How to pay your bills on time and save your credit score

How to pay your bills on time and save your credit score

13 April 2021 · Isabelle Coetzee

The most crucial factor in ensuring a good credit score is meeting your monthly payments – in full, and on time. But how can you guarantee you don’t miss any payments?

What are your financial responsibilities in the funeral of your employee’s family?

What are your financial responsibilities in the funeral of your employee’s family?

12 April 2021 · Isabelle Coetzee

When your in-home employee loses a loved one, your heart will go out to them, and you may feel compelled to contribute financially towards the costs of the funeral. However, this comes with a lot of uncertainty. How much should you contribute?

7 Emotions that impact your finances

7 Emotions that impact your finances

11 April 2021 · Isabelle Coetzee

We all strive to make rational financial decisions, to control our costs in the present and increase our future financial gain. However, what would happen if we allowed our emotions to take the lead in money matters?

South Africans are debt-savvy – survey shows

11 April 2021 · Staff Writer

In recognition of National Debt Awareness Month in February, JustMoney conducted a survey to find out how debt aware our readers are. Questions included the kind of debt they had incurred and their recognition of the costs attached. A total of 1...

Should you take out a personal loan for your wedding?

Should you take out a personal loan for your wedding?

8 April 2021 · Isabelle Coetzee

You may not have considered the costs of your wedding yet. We have a look at whether a loan could be an option, how to take one out responsibly, and what alternatives you have.

Can you go through life with a credit score of zero?

Can you go through life with a credit score of zero?

7 April 2021 · Isabelle Coetzee

If you don’t have a payment history because you have never relied on credit before, the credit bureaus will assign you a score of zero. This means you are unproven as a debtor, and creditors will be sceptical to lend to you.

How to divide expenses among flatmates so that nobody feels disgruntled

How to divide expenses among flatmates so that nobody feels disgruntled

6 April 2021 · Isabelle Coetzee

If you’ve decided to take the plunge and move in with friends or family members, you may be faced with the question of how to manage household finances. We find out what you should consider.

Is it worth taking out debt to build your credit score?

Is it worth taking out debt to build your credit score?

5 April 2021 · Isabelle Coetzee

The only way that you can build your score is to apply for credit and maintain it well. This then begs the question: should you take out debt to help you build your credit score?

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