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What is “theft by finding” and could you go to jail for it?

What is “theft by finding” and could you go to jail for it?

31 March 2021 · Isabelle Coetzee

“Theft by finding” is an offence, and you could land in deep water if you don’t understand it. We find out what this is, what the consequences could be, and what you should do if you find someone else’s property.

How to manage your money on a budget at varsity

How to manage your money on a budget at varsity

30 March 2021 · Isabelle Coetzee

High school is over, and it’s time to face the “real world”. This may include studying at a university or college and, in most cases, this means taking responsibility for your own finances. This is a giant step into adulthoo...

Does car insurance have a waiting period?

Does car insurance have a waiting period?

24 March 2021 · Isabelle Coetzee

In South Africa, if you take out medical aid, you may be placed on a three-month waiting period before your insurance is considered active. But does the same apply to car insurance?

Everything you need to know about a Section 129 notice

Everything you need to know about a Section 129 notice

23 March 2021 · Isabelle Coetzee

If you’ve been struggling to pay your debt and your creditors have been calling you, then chances are you’re about to receive a Section 129 notice. But what is this document, and what does it mean?

Credit bureaus - what are they, and how do they set your credit score?

Credit bureaus - what are they, and how do they set your credit score?

22 March 2021 · Isabelle Coetzee

If you’ve ever applied for credit, you may have been told that they were going to contact the credit bureaus. But what is a credit bureau, and what exactly do they do?

Should you get a personal loan from a bank or a loan provider?

Should you get a personal loan from a bank or a loan provider?

18 March 2021 · Isabelle Coetzee

When you decide to take out a personal loan, you need to consider many factors which will help you determine how long it will take you to settle your debt. However, you will notice that you can take out a personal loan from the bank or from a lo...

Shopping showdown: Where to buy your groceries

Shopping showdown: Where to buy your groceries

17 March 2021 · Athenkosi Sawutana

Food is becoming prohibitively expensive in South Africa. In January, StatsSA released a study showing that food and non-alcoholic beverages are some of the biggest contributors to inflation.

Why should you have car insurance?

Why should you have car insurance?

16 March 2021 · Isabelle Coetzee

It’s a big day when you finally hold the keys to your first vehicle. Your future looks bright, and you plan to take road trips with your friends and visit far-away relatives. However, this vision can be shattered if you’re involved...

Which debts can you include in your consolidation loan?

Which debts can you include in your consolidation loan?

15 March 2021 · Isabelle Coetzee

When you start debt consolidation, you will have the opportunity to bundle all your outstanding debts into a single debt. But which debts are you allowed to include in this process?

What are the differences between secured and unsecured loans?

What are the differences between secured and unsecured loans?

11 March 2021 · Isabelle Coetzee

Do you know whether your chosen loan is considered “secured” or “unsecured”? We have a look at what each of these refer to, as well as the impact this has on your repayments.  

What makes a personal loan “personal”?

What makes a personal loan “personal”?

10 March 2021 · Isabelle Coetzee

If you’re interested in taking out credit, you may have been advised to take out a personal loan. But what makes it “personal”, and do you have any other options?

Should you buy a car?

Should you buy a car?

9 March 2021 · Athenkosi Sawutana

There is no doubt that there are many benefits to buying your own wheels. For many people it’s the convenience that comes with it - being able to travel whenever you want.

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