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Do this if your credit score is negatively impacted by creditor error

Do this if your credit score is negatively impacted by creditor error

19 October 2020 · Isabelle Coetzee

Let’s say you pay your monthly instalment at your local branch. But the payment, which went through on your side, didn't show up on your creditor’s side. So they may report you to the credit bureaus and your credit score can be neg...

A guide to saving after retirement

A guide to saving after retirement

17 October 2020 · Athenkosi Sawutana

Everyone knows that saving for your retirement is good for many reasons, such as not having to depend on social grants or your family, and sustaining the quality of the life you’re leading.  However, many people think that once they ...

Try these ventures to earn a passive income

Try these ventures to earn a passive income

14 October 2020 · Isabelle Coetzee

It’s sound financial sense to have more than one stream of income. By setting up a passive stream of income, you’ll earn more each month without having to dedicate too much extra time.

What can you do to become a millionaire?

What can you do to become a millionaire?

13 October 2020 · Isabelle Coetzee

Becoming a millionaire may seem like a pipedream. However, this doesn’t have to be the case. It may be more feasible to earn your first million than you think.

How to calculate interest on your loans

How to calculate interest on your loans

12 October 2020 · Isabelle Coetzee

When you take out a loan, your credit provider will charge you interest on your repayments. This is essentially the monthly cost you pay to have immediate access to a lumpsum of money. But do you know how your interest is calculated?

Can you sell vehicle you bought on credit before you’ve paid it off?

Can you sell vehicle you bought on credit before you’ve paid it off?

11 October 2020 · Isabelle Coetzee

If you’re no longer able to meet your monthly instalments on your vehicle finance, or you decide you’d like to buy a different car, will you be allowed to sell it and settle the debt?

What scares you about your finances?

What scares you about your finances?

8 October 2020 · Athenkosi Sawutana

Finances can be anxiety-inducing. If money matters keep you up at night or make your brow sweat, know that you are not alone. JustMoney spoke to some of our readers about their financial fears. The information below may help to ease these anxieties.

What if your credit provider is overcharging you?

What if your credit provider is overcharging you?

7 October 2020 · Isabelle Coetzee

Every month you receive a statement from your credit provider explaining how they’ve calculated your next instalment and informing you of your remaining balance. But what if they’re charging you more than they should?

What's considered a good credit score?

What's considered a good credit score?

6 October 2020 · Isabelle Coetzee

When applying for credit, you will have to give your creditor permission to access your credit report. But how do you know whether your credit score is good enough to be approved for credit?

Small business owner? This is how to be tax compliant

Small business owner? This is how to be tax compliant

5 October 2020 · Isabelle Coetzee

As a small business owner, you need to ensure that your company is tax compliant. But with so many other things to focus on, and not being a tax specialist yourself, you may have overlooked something.

The impact of mental health on life cover premiums

The impact of mental health on life cover premiums

4 October 2020 · Isabelle Coetzee

When taking out life cover, your insurer will consider a range of factors when calculating your premium, including your health. But where does mental health stand in this regard?

How are you taxed when working for an overseas company?

How are you taxed when working for an overseas company?

30 September 2020 · Isabelle Coetzee

It’s become commonplace for companies to hire foreign employees who work for them remotely. But does this mean you will be taxed locally, or can you opt to pay taxes towards the company’s base country? 

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