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Living with a sibling or romantic partner? Get your finances in order

Living with a sibling or romantic partner? Get your finances in order

7 September 2020 · Isabelle Coetzee

Financial products are geared to assist married couples who live together, and financial advice usually considers this relationship when the couple are living together. But what if you’re cohabitating with a sibling, cousin, or long-term ...

How to secure a government housing subsidy

How to secure a government housing subsidy

6 September 2020 · Athenkosi Sawutana

If you’re a South African citizen wanting to buy a house for the first time, the government can help you secure a home loan through a programme called the Finance Linked Individual Subsidy Programme (FLISP). How does this programme work a...

Are you at risk of inheriting your sibling’s debt?

Are you at risk of inheriting your sibling’s debt?

3 September 2020 · Isabelle Coetzee

If your sibling struggles with debt and suddenly passes away, you may be worried about what will happen to their outstanding debt. Will their creditors reach out to you and expect you to settle it?

What if you don't have enough saved for retirement?

What if you don't have enough saved for retirement?

2 September 2020 · Isabelle Coetzee

Planning for your retirement is imperative to ensuring you enjoy your golden years. The last thing you want is to struggle to make ends meet. So what should you do if you realise you won’t have enough saved to retire comfortably?

9 Common financial terms you should understand

9 Common financial terms you should understand

1 September 2020 · Isabelle Coetzee

Talking about financial matters can quickly become complicated, especially when terms like “financial gains” and “stock market options” are thrown around. Financial jargon can be an unnecessary barrier to managing you...

Are you legally required to work overtime?

Are you legally required to work overtime?

31 August 2020 · Isabelle Coetzee

Working overtime is a common practice in many fields. In some cases, companies have a culture where overtime work is expected of employees. But where’s the line between voluntary additional work and subtle coercion?

Which home office expenses can you claim from SARS?

Which home office expenses can you claim from SARS?

30 August 2020 · Athenkosi Sawutana

The new coronavirus has forced many companies to allow their employees to work from home. This may save costs for the employer, but it does pass them on to the employee. Many of these are costs tax-deductible.

5 Questions to ask about your investments

5 Questions to ask about your investments

29 August 2020 · Isabelle Coetzee

It takes diligence and patience to build an investment. Any financial adviser would encourage you to leave your growing lumpsum, in spite of small fluctuations in the market. However, at what point should you consider moving your investment elsewhere?

Who is responsible if you’re injured while working from home?

Who is responsible if you’re injured while working from home?

25 August 2020 · Isabelle Coetzee

Working from home allows companies to forfeit their office space, which decreases their costs. However, are they opening themselves up to new costs? An employer is responsible for the safety of an employee when they work from the office. But doe...

How to choose a tax practitioner – ask these questions

How to choose a tax practitioner – ask these questions

24 August 2020 · Isabelle Coetzee

Your friends and family may have advised you to hire a tax practitioner to make sure you remain tax-compliant. But how do you choose the right one for you?

Know your rights around your bank account

Know your rights around your bank account

23 August 2020 · Athenkosi Sawutana

Consumers have many rights when it comes to their bank account. However, just like any other rights, these are balanced by duties and obligations.

Advice for people buying shares in a company

Advice for people buying shares in a company

22 August 2020 · Athenkosi Sawutana

Perhaps there’s a company that you’ve always wanted to be part of or own, but you don’t have enough money to buy the company or the owner is not selling. Buying shares is one way you can ensure you’re a step closer to...

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