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Medical aid plans and health insurance - what’s the real difference?

Medical aid plans and health insurance - what’s the real difference?

27 April 2020 · Isabelle Coetzee

It’s difficult to choose between a medical aid plan and a hospital plan because both offer medical cover and the differences can sometimes be hard to identify. What’s even more complex is how each is structured and the impact this ...

Will your retirement annuity pay out if you’re terminally ill?

Will your retirement annuity pay out if you’re terminally ill?

23 April 2020 · Isabelle Coetzee

Being diagnosed with a terminal illness, such as cancer, is distressing. Not to mention the financial implications of caring for yourself during this trying time. But what does this mean for your retirement annuity (RA)?

Travel insurance can rescue you when stranded in another country

Travel insurance can rescue you when stranded in another country

21 April 2020 · Athenkosi Sawutana

Before travelling abroad, it’s always advisable that you purchase travel insurance. This insurance helps in case an unfortunate incident occurs. It covers not only your medical expenses when you get sick, but also the cost of transportati...

The 411 on funeral costs

The 411 on funeral costs

20 April 2020 · Danielle van Wyk

You might not want to consider this while you’re in the prime of your life, raising your children, or planning towards something special, but death is inevitable and planning for funeral costs necessary. In these uncertain times anything ...

Are you tying the knot? This is how your tax will be impacted

Are you tying the knot? This is how your tax will be impacted

19 April 2020 · Athenkosi Sawutana

In the rush to say “I do” to the love of your life, you might’ve forgotten about the tax implications of your union. Life is simpler when you’re single but when you get married, things become a bit more complicated.  

What are your debt rights?

What are your debt rights?

13 April 2020 · Danielle van Wyk

Whether due to having lost your job, as a result of poor financial planning, or at the hands of a nationwide crisis – debt if not managed properly can ruin your life. So how do you avoid walking this path?

Part 3: Debt rehabilitation explained

Part 3: Debt rehabilitation explained

7 April 2020 · Danielle van Wyk

In the third part of our Debt-ucate series we explore which debt rehabilitation solutions are available, and what they entail.

What impact does compound interest have on your savings and debt?

What impact does compound interest have on your savings and debt?

6 April 2020 · Athenkosi Sawutana

Interest plays a big role in your savings and debt. It determines how much you’ll receive for keeping your money in the bank and it also determines how much you’re going to pay your creditors. But what power does compound interest ...

Times are tough, but keep your debt under control

Times are tough, but keep your debt under control

1 April 2020 · Athenkosi Sawutana

While the whole world is going through a rough patch, you may also be feeling the pinch. With the country in crisis, it may be difficult to keep up with your debt instalments. However, abandoning your debt obligations is not the solution.

Part 2: Interest rates - unpacked

Part 2: Interest rates - unpacked

30 March 2020 · Danielle van Wyk

In the second part of our Debt-ucate series we explore interest rates –from how to get a better rate to what influences it, and how this affects the cost of your debt.

Travel ban – how to claim for the loss incurred

Travel ban – how to claim for the loss incurred

23 March 2020 · Athenkosi Sawutana

As with the recent Covid-19 pandemic, governments sometimes issue travel bans to prevent people from travelling to other countries. This becomes even more complicated if you’ve already planned and paid for your trip. How do you claim for ...

How to finance and insure a second-hand vehicle

How to finance and insure a second-hand vehicle

19 March 2020 · Isabelle Coetzee

Buying a second-hand vehicle may suit your budget better than acquiring a new one. But what impact does an older model have on vehicle finance and car insurance? We reached out to specialists in the field to explain what the financial implicatio...

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