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3 Ways to save for your child’s education

3 Ways to save for your child’s education

4 February 2020 · Danielle van Wyk

Tertiary education is extremely expensive, and even more so when your child has dreams of becoming a doctor, or lawyer for example. As a parent or guardian financing these dreams is often a concern. But it needn’t be if you plan ahead.

How to plan for medical expenses during retirement

How to plan for medical expenses during retirement

29 January 2020 · Isabelle Coetzee

It’s impossible to predict what your golden years will be like. The only way to ensure you’re not caught by surprise is to plan ahead. We got in touch with a financial expert to find out what you can do to ensure your medical expen...

What happens to your finances when the interest rate drops?

What happens to your finances when the interest rate drops?

28 January 2020 · Danielle van Wyk

Interest rate cuts are a balancing measure against inflation. The South African Reserve Bank (SARB) looks at the inflation trend and economic landscape, and makes quarterly decisions on the repo rate, which is the interest rate at which it lends to banks.

Raise a deposit for your house in 5 steps

Raise a deposit for your house in 5 steps

26 January 2020 · Athenkosi Sawutana

If you’re a first-time home buyer, you could be lucky enough to be  approved for a 100% bond, but if you aren’t, a 10% deposit might be required. This  could be a daunting prospect.  However, a few financial tweaks t...

Get personal with your finances – and tie the knot

Get personal with your finances – and tie the knot

22 January 2020 · Isabelle Coetzee

As time passes, your financial products may not live up to your needs. Therefore, it’s important to take stock of what you’re paying for and adjust where necessary. We got in touch with financial advisers to find out how you can ge...

Personal loan or business loan? The best way to finance your business

Personal loan or business loan? The best way to finance your business

21 January 2020 · Isabelle Coetzee

When starting your own business, you may have to rely on external funding. Perhaps you qualify for a personal loan, but would it be better to take out a business loan instead? We got in touch with a specialist to find out whether it’s bes...

What to do when you’ve been denied a home loan

What to do when you’ve been denied a home loan

14 January 2020 · Danielle van Wyk

After months of scanning property sites and attending showhouse after showhouse, you’ve finally found what you’ve been looking for. But your dream of owning a home comes crumbling down when you receive the news that you’ve b...

4 Steps to turn around your debt

4 Steps to turn around your debt

7 January 2020 · Danielle van Wyk

For many of us, January is the month to set goals, find renewed motivation, and make changes to areas of our lives where we feel that they’re needed. But let’s be honest, as the year and the motivation dwindles, these goals are oft...

Best travel cards offered by top South African banks

Best travel cards offered by top South African banks

2 January 2020 · Isabelle Coetzee

Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides co...

Best ways to save your money short-term

Best ways to save your money short-term

30 December 2019 · Danielle van Wyk

For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.

How to handle a tenant’s deposit

How to handle a tenant’s deposit

26 December 2019 · Isabelle Coetzee

When you get a new tenant, you’re likely to put them through a thorough vetting process, and use the tenant’s deposit as insurance that your contract will be abided by. However, are you aware of the legal requirements regarding a deposit?

What will happen if you lie on your life insurance application?

What will happen if you lie on your life insurance application?

23 December 2019 · Isabelle Coetzee

If you're considered high risk, your insurer will likely charge you higher premiums. Therefore, it may be tempting to lie on your application. But this could have dire consequences. We got in touch with insurers and found out what these conseque...

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