29 October 2019 · Isabelle Coetzee
You know your credit score is a reflection of your personal creditworthiness. If you manage to maintain a high score, you gain access to better rates and more personal finance products. But did you know that your business can also have a credit ...
9 October 2019 · Athenkosi Sawutana
You’ve overcome all the hurdles of buying a home. You’ve managed to pay your deposit and your closing payments, and now you’re a proud title deed holder. However, there are other expenses waiting around the corner. Are you prepared?
9 October 2019 · Athenkosi Sawutana
People often think that income, employment status, and age affect their credit score. As much as these play a big role in determining whether you qualify for credit or not, there are five more important factors that affect your credit score that...
9 October 2019 · Danielle van Wyk
The term ‘blacklisted’ has typically meant that you as a consumer are in arrears with an account or have a judgement against your name for an account.
9 October 2019 · Athenkosi Sawutana
Credit scores range from 300 to 999, depending on the credit bureau. The higher your credit score, the more likely you will qualify for credit. If your score is below 620 it’s unlikely that you will get credit. However, there are things y...
8 October 2019 · Danielle van Wyk
Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still...
8 October 2019 · Danielle van Wyk
Your credit record is not only an indicator of your financial health, but it is used by lenders when determining whether to grant you the credit you may have applied for.
30 September 2019 · Athenkosi Sawutana
There are two things you can do when you are struggling to pay your debt. You can either let your creditors hand your debt over to debt collectors – or you can let debt counsellors help you deal with your debt.
25 September 2019 · Athenkosi Sawutana
Being a newbie in the world of investing can be challenging because you don’t know where and how to invest. With so many investment options, you could easily be befuddled. Justmoney looks at how retail notes can help you cut your teeth in...
18 September 2019 · Isabelle Coetzee
As it turns out, creditors have several concerns regarding cars older than 10 years. Justmoney has a look at why creditors are sceptical of older vehicles and what you can do to get around this.
18 September 2019 · Athenkosi Sawutana
When you hear the word will, the only thing that comes to mind is the document that states who is going to inherit you property when you’re dead. But have you thought about who’s going to decide what happens to you when you become ...
9 September 2019 · Athenkosi Sawutana
When you take something on credit, whether it is money, a house, or clothes, the lender will charge interest. This is the price you pay for borrowing. Depending on the type of loan you are taking, the creditor will ask you to choose whether you ...
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