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The ins and outs of the Debt Relief Bill

The ins and outs of the Debt Relief Bill

1 September 2019 · Isabelle Coetzee

The National Credit Act Amendment Bill, otherwise known as the Debt Relief Bill, was signed into law by president Cyril Ramaphosa in August 2019. But what does this bill mean for consumers who are struggling with their debt? Justmoney found out ...

Don’t forget these deductions when submitting your tax returns

Don’t forget these deductions when submitting your tax returns

29 August 2019 · Athenkosi Sawutana

Financial year end is approaching once again, and soon preparations will commence for personal income tax submission. Experts note that taxpayers frequently focus on remuneration in their tax returns, and forget about the deductions that could s...

2 Financial planning mistakes that women make

2 Financial planning mistakes that women make

28 August 2019 · Athenkosi Sawutana

Women make up 51% of the population in South Africa. However, statistics show that compared to their male counterparts, women are less insured, and they invest less. Justmoney spoke to Daphne Rampersad, a financial planning specialist at Li...

Additional funeral cover benefits unpacked

Additional funeral cover benefits unpacked

26 August 2019 · Athenkosi Sawutana

Insurance companies sometimes offer additional benefits along with their funeral policies. These benefits can be optional or built into your cover. But do you know what these benefits entail?

What kind of bank account should you open?

What kind of bank account should you open?

25 August 2019 · Isabelle Coetzee

Have you considered what each of these options really means? Do you know whether you’re banking according to your needs? Justmoney has a look at the difference between a transactional (cheque/current) and savings account, when it’s...

6 smart ways to select the best medical scheme

6 smart ways to select the best medical scheme

20 August 2019 · Athenkosi Sawutana

It’s important to belong to a medical scheme that offers great benefits at affordable prices. However, due to insufficient knowledge, many people find themselves paying higher premiums for a medical scheme which does not even meet their needs.

Calculate your vehicle finance instalments

Calculate your vehicle finance instalments

13 August 2019 · Isabelle Coetzee

You’ve dreamed of a set of wheels since you can remember, and now that you’re a responsible adult with a steady income, you’re ready to take on funding to make this dream a reality. But what kind of vehicle finance options a...

Check the interest before you take a loan

Check the interest before you take a loan

7 August 2019 · Isabelle Coetzee

Justmoney takes a look at what influences the interest rate on a personal loan, the difference between secured and unsecured loans, and its impact on the interest rate.

One retirement, so many funds – pick the right one

One retirement, so many funds – pick the right one

6 August 2019 · Athenkosi Sawutana

Saving for retirement should be one of your priorities. However, it can be confusing to choose between a pension fund, provident fund, preservation fund, or a retirement annuity if you’re not familiar with them.

Which funeral cover lays your worries to rest?

Which funeral cover lays your worries to rest?

1 August 2019 · Athenkosi Sawutana

A funeral can be as expensive as R50,000, depending on the type of funeral you want. That is why purchasing funeral cover is important. However, you don’t have to accept every offer that is put on the table. Shopping around can save you a...

e-Wallets are convenient, but at what cost?

e-Wallets are convenient, but at what cost?

30 July 2019 · Athenkosi Sawutana

Capitec Bank is the latest bank to hop on the cash-send bandwagon. E-wallets changed the banking landscape forever, since it allows consumers to send money to people who don’t have bank accounts.

Compare debit order fees and save

Compare debit order fees and save

22 July 2019 · Athenkosi Sawutana

Setting up a debit order ensures that you don’t miss any payments and have proof of payment should any problems arise between you and your service provider. But this convenience comes at a price. Banks will charge for every transacti...

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