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Which one should you get first - life cover or a retirement annuity?

Which one should you get first - life cover or a retirement annuity?

17 July 2019 · Athenkosi Sawutana

Financial planning can be a brain-racking process because it means making difficult decisions such as choosing the most suitable products for you. The one challenge faced by those who are financially constrained is which product to choose: life ...

Should you save or invest your money?

Should you save or invest your money?

15 July 2019 · Athenkosi Sawutana

While saving means putting away cash for future use, investment involves purchasing assets which will yield good returns in the future.

  Retirement annuities compared – pick the one for you

Retirement annuities compared – pick the one for you

9 July 2019 · Athenkosi Sawutana

When selecting an RA you must know the type of annuity you are investing in. Retirement annuities are divided into two categories: traditional and new generation annuities.

Recent tax changes – how do they affect you?

Recent tax changes – how do they affect you?

9 July 2019 · Athenkosi Sawutana

In January this year, various amendments to the Taxation Laws Amendment Bill and the Tax Administration Act were announced. While some changes will benefit you, others could be to your disadvantage. Justmoney looks at how some of the recent chan...

Claiming from RAF – should you lawyer up?

Claiming from RAF – should you lawyer up?

30 June 2019 · Athenkosi Sawutana

A claim against the Road Accident Fund (RAF) can take up to five years before settlement. In trying to secure payment faster, should you appoint a lawyer rather than approaching the RAF directly?

Medical aid questions to ask before switching employers

Medical aid questions to ask before switching employers

27 June 2019 · Athenkosi Sawutana

Taking on a new job can be extremely exciting with its new possibilities and probably better pay. However, it can have implications on your medical aid.  

How much do you need to earn to buy property?

How much do you need to earn to buy property?

26 June 2019 · Isabelle Coetzee

Buying your first property may be daunting. There are so many factors to consider, such as the state of the neighbourhood you’re looking in and the property market at the time. But what about your financial situation? Which factors will i...

5 Ways to fireproof your house

5 Ways to fireproof your house

23 June 2019 · Athenkosi Sawutana

It’s a fact that some homes are more prone to fire than others. A tragic example of this is the horrific 2017-Knysna wildfires in which people lost their lives and homes. How can you fireproof your house? Justmoney learnt five things you ...

Do you still need credit life cover when you have life cover?

Do you still need credit life cover when you have life cover?

19 June 2019 · Athenkosi Sawutana

When you take out credit, your creditors will require you to pay back what you owe no matter what your circumstances are. This is why they have credit life cover built into their loans to ensure you are still able to pay off your debt, should an...

Are you ready to just tap and go when you pay?

Are you ready to just tap and go when you pay?

18 June 2019 · Danielle van Wyk

The integration of the tap and go system has revolutionised the way consumers make payments. Instead of having to insert or swipe your card, you are now able to simply tap and have the payment registered almost instantaneously. But how safe is this?

Debt consolidation – Explained

Debt consolidation – Explained

12 June 2019 · Isabelle Coetzee

Dealing with debt can be daunting. If you’re struggling to keep track of which store account to pay next and weighing up which credit card is more important to settle first, you may have considered debt consolation. 

3 Vehicle financing options compared: Which is cheaper?

3 Vehicle financing options compared: Which is cheaper?

10 June 2019 · Danielle van Wyk

Buying a car is a considered a milestone, both in life and financially. Unless you’re able to fork out the cash, many opt for financing. But often the excitement to drive it off the showroom floor overshadows the need to check if you ...

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