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Splitwise: Split the bill not the friendship

Splitwise: Split the bill not the friendship

9 June 2019 · Athenkosi Sawutana

Collecting your friends’ debt to you can be draining. You don’t want to ruin your friendship with them, and it can also be extremely awkward. I don’t know how many times I have written, deleted, and rephrased texts, remindin...

Can insurance fraud increase your premiums?

Can insurance fraud increase your premiums?

5 June 2019 · Isabelle Coetzee

Insurance fraud in South Africa is dramatically on the rise. The SA Insurance Crime Bureau (ICB) estimates that in 2019, up to 20% of the R35 billion paid out by short-term insurers was claimed fraudulently.

Bundling life insurance as newlyweds: Will you save?

Bundling life insurance as newlyweds: Will you save?

4 June 2019 · Danielle van Wyk

Getting married signals quite a few extra expenses, whether it be on the wedding party or furnishing a new home. Therefore, you may be looking to save on costs such as your insurance. One such way is bundling your insurance. But is this the best...

Everything you need to know about student loans

Everything you need to know about student loans

28 May 2019 · Athenkosi Sawutana

Higher education comes with a big price tag nowadays and many people have failed to reach their dreams because they cannot afford to pay for their studies.

Does new home loan pricing mean you pay less?

Does new home loan pricing mean you pay less?

26 May 2019 · Danielle van Wyk

In line with annual price guide revisions, Standard Bank has taken it a step further by reworking and introducing its home loan pricing structure. This may be a big win for consumers as it signals cheaper repayments and lower interest rates.

Tax free savings accounts – Which offer you the best value?

Tax free savings accounts – Which offer you the best value?

20 May 2019 · Danielle van Wyk

This week Justmoney compares TFSA’s across the five banks mentioned to see which bank allows for the most savings potential and which is cheaper to utilise.

Are you liable for your spouse’s debt?

Are you liable for your spouse’s debt?

19 May 2019 · Danielle van Wyk

Marriage may signal taking on someone’s last name, family, and even traditions. But are you signing up to be liable for your spouse’s debt too? And if your life partner is made redundant or fired, will you be responsible for your s...

MoneySmart: Is it worth your while?

MoneySmart: Is it worth your while?

6 May 2019 · Danielle van Wyk

Budgeting apps have revolutionised the way in which consumers manage their finances. From being able to access all your bank accounts to gaining access to budgeting tools, savings structures, and having your spending habits tracked – all ...

Local elections, international uncertainty: How will the rand respond?

Local elections, international uncertainty: How will the rand respond?

25 April 2019 · Andre Botha

As we dust off the Easter Holiday cobwebs, we enter the business end of the local election. This brings about a lot of local noise which could increase volatility in the rand. The market will look at any headline news which could lend short-term...

How does Tyme bank compare to traditional banks?

How does Tyme bank compare to traditional banks?

23 April 2019 · Athenkosi Sawutana

The South African banking industry is slowly moving into the digital space. In 2001, Capitec Bank opened its doors, changing the way banking had traditionally been done, ensuring that customers can access their accounts digitally.  

Comparison of Gold Credit Cards offered at top South African banks

Comparison of Gold Credit Cards offered at top South African banks

23 April 2019 · Isabelle Coetzee

Nowadays banks are less particular about the colour of the cards they offer. However, they still name their cards based on the original colours. This week Justmoney found out how gold credit cards compare with one another.

Do you need credit to survive Easter?

Do you need credit to survive Easter?

17 April 2019 · Danielle van Wyk

Easter weekend is here and with it the expectation of celebration. While there is nothing wrong with this, it often means spending more money than you bargained for.  

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