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Articles by Athenkosi Sawutana

It’s possible to change your marriage regime

It’s possible to change your marriage regime

19 February 2020

Many people wed before they sign an antenuptial contract (ANC). This is especially practiced by people in customary marriages and those not clued up about the ANC. The law says if there’s no ANC before the wedding takes place, the marriag...

Thinking of skipping your debit order payments? Don’t!

Thinking of skipping your debit order payments? Don’t!

4 February 2020

When you’re under financial strain, it’s tempting to think that you can skip your payments today and make up for it tomorrow. But the truth is, there’s no guarantee that tomorrow will be any easier financially  

Raise a deposit for your house in 5 steps

Raise a deposit for your house in 5 steps

26 January 2020

If you’re a first-time home buyer, you could be lucky enough to be  approved for a 100% bond, but if you aren’t, a 10% deposit might be required. This  could be a daunting prospect.  However, a few financial tweaks t...

My employer ceased contributing to my pension – what now?

My employer ceased contributing to my pension – what now?

19 December 2019

According to the Financial Sector Conduct Authority (FSCA), employers stop contributing to the fund mostly because of cash-flow problems. This at times could be due to lack of income or a difficult economic climate. But what do you do when you&#...

Parental benefits – what has changed?

Parental benefits – what has changed?

18 December 2019

Until recently only female contributors were allowed to apply for maternity benefits at the Unemployment Insurance Fund (UIF) when taking parental leave. But this has changed as fathers are now also entitled to some parental benefits when they w...

Prevent your car from being stolen

Prevent your car from being stolen

17 December 2019

Vehicle theft is one of the leading crimes in South Africa - and it usually spikes during busy periods. Criminals use various methods to steal your car, from carjacking and stealing your keys to jamming and towing.

Everything you need to know about putting your house in a trust

Everything you need to know about putting your house in a trust

17 December 2019

As one of your most valuable assets, it’s natural to want to protect your house. Some people do this by putting it in a trust. Is this the right thing to do?

The bank took money from my account – is this allowed?

The bank took money from my account – is this allowed?

3 December 2019

You’ve just deposited money into your account and suddenly you see a notification from your bank. Money has been deducted from your account to pay the outstanding debt you have with the bank. Is this allowed?

How much does it cost to draft a will?

How much does it cost to draft a will?

26 November 2019

Having a will allows you to determine who inherits your property when you die. We consider the costs of drafting a will.

Are you entitled to your spouse’s pension after divorce?

Are you entitled to your spouse’s pension after divorce?

10 November 2019

Divorce means more than just parting ways with your partner. It may also involve parting ways with your assets. The Divorce Act states that your retirement fund forms part of your assets. This means that it will be considered when dividing up your assets.

Retrenched; which payments are you entitled to?

Retrenched; which payments are you entitled to?

6 November 2019

In the current economic climate, retrenchments are a regular occurrence. If you find yourself on the receiving end, you may have questions about the payments that are due to you.

New homeowner? Be aware of these extra expenses

New homeowner? Be aware of these extra expenses

9 October 2019

You’ve overcome all the hurdles of buying a home. You’ve managed to pay your deposit and your closing payments, and now you’re a proud title deed holder. However, there are other expenses waiting around the corner. Are you prepared?

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