9 October 2019
People often think that income, employment status, and age affect their credit score. As much as these play a big role in determining whether you qualify for credit or not, there are five more important factors that affect your credit score that...
9 October 2019
Credit scores range from 300 to 999, depending on the credit bureau. The higher your credit score, the more likely you will qualify for credit. If your score is below 620 it’s unlikely that you will get credit. However, there are things y...
30 September 2019
There are two things you can do when you are struggling to pay your debt. You can either let your creditors hand your debt over to debt collectors – or you can let debt counsellors help you deal with your debt.
25 September 2019
Being a newbie in the world of investing can be challenging because you don’t know where and how to invest. With so many investment options, you could easily be befuddled. Justmoney looks at how retail notes can help you cut your teeth in...
18 September 2019
When you hear the word will, the only thing that comes to mind is the document that states who is going to inherit you property when you’re dead. But have you thought about who’s going to decide what happens to you when you become ...
9 September 2019
When you take something on credit, whether it is money, a house, or clothes, the lender will charge interest. This is the price you pay for borrowing. Depending on the type of loan you are taking, the creditor will ask you to choose whether you ...
29 August 2019
Financial year end is approaching once again, and soon preparations will commence for personal income tax submission. Experts note that taxpayers frequently focus on remuneration in their tax returns, and forget about the deductions that could s...
28 August 2019
Women make up 51% of the population in South Africa. However, statistics show that compared to their male counterparts, women are less insured, and they invest less. Justmoney spoke to Daphne Rampersad, a financial planning specialist at Li...
26 August 2019
Insurance companies sometimes offer additional benefits along with their funeral policies. These benefits can be optional or built into your cover. But do you know what these benefits entail?
20 August 2019
It’s important to belong to a medical scheme that offers great benefits at affordable prices. However, due to insufficient knowledge, many people find themselves paying higher premiums for a medical scheme which does not even meet their needs.
6 August 2019
Saving for retirement should be one of your priorities. However, it can be confusing to choose between a pension fund, provident fund, preservation fund, or a retirement annuity if you’re not familiar with them.
1 August 2019
A funeral can be as expensive as R50,000, depending on the type of funeral you want. That is why purchasing funeral cover is important. However, you don’t have to accept every offer that is put on the table. Shopping around can save you a...
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