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Articles by Athenkosi Sawutana

e-Wallets are convenient, but at what cost?

e-Wallets are convenient, but at what cost?

30 July 2019

Capitec Bank is the latest bank to hop on the cash-send bandwagon. E-wallets changed the banking landscape forever, since it allows consumers to send money to people who don’t have bank accounts.

Compare debit order fees and save

Compare debit order fees and save

22 July 2019

Setting up a debit order ensures that you don’t miss any payments and have proof of payment should any problems arise between you and your service provider. But this convenience comes at a price. Banks will charge for every transacti...

Which one should you get first - life cover or a retirement annuity?

Which one should you get first - life cover or a retirement annuity?

17 July 2019

Financial planning can be a brain-racking process because it means making difficult decisions such as choosing the most suitable products for you. The one challenge faced by those who are financially constrained is which product to choose: life ...

Should you save or invest your money?

Should you save or invest your money?

15 July 2019

While saving means putting away cash for future use, investment involves purchasing assets which will yield good returns in the future.

  Retirement annuities compared – pick the one for you

Retirement annuities compared – pick the one for you

9 July 2019

When selecting an RA you must know the type of annuity you are investing in. Retirement annuities are divided into two categories: traditional and new generation annuities.

Recent tax changes – how do they affect you?

Recent tax changes – how do they affect you?

9 July 2019

In January this year, various amendments to the Taxation Laws Amendment Bill and the Tax Administration Act were announced. While some changes will benefit you, others could be to your disadvantage. Justmoney looks at how some of the recent chan...

Claiming from RAF – should you lawyer up?

Claiming from RAF – should you lawyer up?

30 June 2019

A claim against the Road Accident Fund (RAF) can take up to five years before settlement. In trying to secure payment faster, should you appoint a lawyer rather than approaching the RAF directly?

Medical aid questions to ask before switching employers

Medical aid questions to ask before switching employers

27 June 2019

Taking on a new job can be extremely exciting with its new possibilities and probably better pay. However, it can have implications on your medical aid.  

5 Ways to fireproof your house

5 Ways to fireproof your house

23 June 2019

It’s a fact that some homes are more prone to fire than others. A tragic example of this is the horrific 2017-Knysna wildfires in which people lost their lives and homes. How can you fireproof your house? Justmoney learnt five things you ...

Do you still need credit life cover when you have life cover?

Do you still need credit life cover when you have life cover?

19 June 2019

When you take out credit, your creditors will require you to pay back what you owe no matter what your circumstances are. This is why they have credit life cover built into their loans to ensure you are still able to pay off your debt, should an...

Splitwise: Split the bill not the friendship

Splitwise: Split the bill not the friendship

9 June 2019

Collecting your friends’ debt to you can be draining. You don’t want to ruin your friendship with them, and it can also be extremely awkward. I don’t know how many times I have written, deleted, and rephrased texts, remindin...

Everything you need to know about student loans

Everything you need to know about student loans

28 May 2019

Higher education comes with a big price tag nowadays and many people have failed to reach their dreams because they cannot afford to pay for their studies.

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