Articles by Carlene Gardiner

Don’t let debt defeat you

15 November 2022

Debt can be a little bit like your favourite chocolate. In small doses it can be beneficial, and quite enjoyable. However, when overindulged, it has the potential to create lasting issues.

How an emergency fund can help during load shedding

7 August 2022

We consider what an emergency fund is, and how you can use it to buffer the impact of load shedding.

Why take out a personal loan?

14 July 2022

We consider three ways in which personal loans can be used to your benefit, and whether this form of credit is something you should pursue.

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