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Articles by Danielle van Wyk

Part 3: Debt rehabilitation explained

Part 3: Debt rehabilitation explained

7 April 2020

In the third part of our Debt-ucate series we explore which debt rehabilitation solutions are available, and what they entail.

Part 2: Interest rates - unpacked

Part 2: Interest rates - unpacked

30 March 2020

In the second part of our Debt-ucate series we explore interest rates –from how to get a better rate to what influences it, and how this affects the cost of your debt.

Part 1: The difference between good and bad debt

Part 1: The difference between good and bad debt

17 March 2020

In the first part of our Debt-ucate series we explore the difference between good and bad debt and why debt is, in fact, necessary.

How new drunk driving laws may affect your car insurance

How new drunk driving laws may affect your car insurance

2 March 2020

South Africa’s drunk driving culture is one of the worst globally with an estimated half of all road accidents being caused by drivers who’re under the influence of alcohol.

Are you overindebted?

Are you overindebted?

12 February 2020

With debt levels increasing at 13% more than income levels, South Africans are more debt-stressed now than arguably ever before. This is iterated by the National Credit Regulator’s (NCR) report that nearly half of credit-active consumers ...

3 Ways to save for your child’s education

3 Ways to save for your child’s education

4 February 2020

Tertiary education is extremely expensive, and even more so when your child has dreams of becoming a doctor, or lawyer for example. As a parent or guardian financing these dreams is often a concern. But it needn’t be if you plan ahead.

What happens to your finances when the interest rate drops?

What happens to your finances when the interest rate drops?

28 January 2020

Interest rate cuts are a balancing measure against inflation. The South African Reserve Bank (SARB) looks at the inflation trend and economic landscape, and makes quarterly decisions on the repo rate, which is the interest rate at which it lends to banks.

What to do when you’ve been denied a home loan

What to do when you’ve been denied a home loan

14 January 2020

After months of scanning property sites and attending showhouse after showhouse, you’ve finally found what you’ve been looking for. But your dream of owning a home comes crumbling down when you receive the news that you’ve b...

4 Steps to turn around your debt

4 Steps to turn around your debt

7 January 2020

For many of us, January is the month to set goals, find renewed motivation, and make changes to areas of our lives where we feel that they’re needed. But let’s be honest, as the year and the motivation dwindles, these goals are oft...

Best ways to save your money short-term

Best ways to save your money short-term

30 December 2019

For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.

Is your home correctly priced for the market?

Is your home correctly priced for the market?

26 November 2019

The property market is typically in either one of two phases, a buyers’ market or a sellers’ market. According to real estate experts, we are currently in a buyer’s market. For this reason, it is important as a seller to cor...

Fuel rewards programme – how to fill up on petrol and points

Fuel rewards programme – how to fill up on petrol and points

19 November 2019

South Africa’s volatile economy has often meant that factors like the fuel price bear the brunt. This year alone the country’s fuel price has fluctuated by between R1.50 to almost R3, which has put increasing pressure on motorists....

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