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Articles by Danielle van Wyk

Money Savvy Kids: Are you looking to start your own business?

Money Savvy Kids: Are you looking to start your own business?

29 October 2019

Are you looking to start your own business, but finding that the process can be overwhelming? From sales, marketing, and operational teams to budgets and cash flow, there is quite a bit that goes into starting one’s own business.

What does it mean to be blacklisted?

9 October 2019

The term ‘blacklisted’ has typically meant that you as a consumer are in arrears with an account or have a judgement against your name for an account.

Your biggest credit conundrums – answered

Your biggest credit conundrums – answered

8 October 2019

Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still...

Why is a good credit record important

8 October 2019

Your credit record is not only an indicator of your financial health, but it is used by lenders when determining whether to grant you the credit you may have applied for.

Are you ready to just tap and go when you pay?

Are you ready to just tap and go when you pay?

18 June 2019

The integration of the tap and go system has revolutionised the way consumers make payments. Instead of having to insert or swipe your card, you are now able to simply tap and have the payment registered almost instantaneously. But how safe is this?

3 Vehicle financing options compared: Which is cheaper?

3 Vehicle financing options compared: Which is cheaper?

10 June 2019

Buying a car is a considered a milestone, both in life and financially. Unless you’re able to fork out the cash, many opt for financing. But often the excitement to drive it off the showroom floor overshadows the need to check if you ...

Bundling life insurance as newlyweds: Will you save?

Bundling life insurance as newlyweds: Will you save?

4 June 2019

Getting married signals quite a few extra expenses, whether it be on the wedding party or furnishing a new home. Therefore, you may be looking to save on costs such as your insurance. One such way is bundling your insurance. But is this the best...

Does new home loan pricing mean you pay less?

Does new home loan pricing mean you pay less?

26 May 2019

In line with annual price guide revisions, Standard Bank has taken it a step further by reworking and introducing its home loan pricing structure. This may be a big win for consumers as it signals cheaper repayments and lower interest rates.

Tax free savings accounts – Which offer you the best value?

Tax free savings accounts – Which offer you the best value?

20 May 2019

This week Justmoney compares TFSA’s across the five banks mentioned to see which bank allows for the most savings potential and which is cheaper to utilise.

Are you liable for your spouse’s debt?

Are you liable for your spouse’s debt?

19 May 2019

Marriage may signal taking on someone’s last name, family, and even traditions. But are you signing up to be liable for your spouse’s debt too? And if your life partner is made redundant or fired, will you be responsible for your s...

MoneySmart: Is it worth your while?

MoneySmart: Is it worth your while?

6 May 2019

Budgeting apps have revolutionised the way in which consumers manage their finances. From being able to access all your bank accounts to gaining access to budgeting tools, savings structures, and having your spending habits tracked – all ...

Do you need credit to survive Easter?

Do you need credit to survive Easter?

17 April 2019

Easter weekend is here and with it the expectation of celebration. While there is nothing wrong with this, it often means spending more money than you bargained for.  

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