Articles by Fiona Zerbst

Black Friday deals: shop smartly, and save!

22 November 2024

Make the most of Black Friday without overspending. We share practical shopping tips to avoid debt, stay on budget, and focus on essential purchases.

The ultimate guide to understanding your credit score

15 November 2024

Learn everything about credit scores in South Africa, including how to check your score, what a good credit score is, and practical tips to improve it.

Why does my credit score differ between bureaus?

6 November 2024

Learn why your credit score can differ between bureaus, and how you can improve it, to open up future financial opportunities.

Best air mile reward schemes in South Africa

7 October 2024

Are you a frequent flyer? JustMoney explores which credit cards and travel rewards programmes offer the best air mile benefits.

What does it mean to be a registered FSP?

23 September 2024

Financial institutions often stress that they’re registered financial services providers. What does this mean, and how do you benefit from using their services?

The two-pot retirement system – balancing access with savings

5 September 2024

The two-pot retirement system has been touted as a solution for cash-strapped South Africans wanting to access funds while preserving their long-term savings. JustMoney investigates.

How to identify predatory lenders

26 August 2024

Disreputable, or predatory, lenders can trap you in an unsustainable debt cycle. We consider how to identify such lenders and how to access funds without them.

How do I know if I qualify for a loan?

12 August 2024

Lenders look at several factors when determining whether to grant you a loan. We explore these criteria, and offer tips to improve your eligibility as a borrower.

Top ways to outsmart cybercriminals

31 July 2024

Cybercriminal activity is intensifying. You can stay safe with this comprehensive guide, which features expert tips and proactive measures.

What to consider before applying for a personal loan

15 July 2024

Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before you click “apply”.

How to manage credit wisely

27 June 2024

Responsible credit usage can help you achieve important financial goals. We explain how to use credit wisely.

How does debt consolidation work?

13 June 2024

We unpack the ins and outs of debt consolidation, and outline how this solution could help free you from the burden of debt.

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