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Articles by Fiona Zerbst

Disability cover – three mistakes to avoid

Disability cover – three mistakes to avoid

28 March 2023

Disability cover is essential if you are earning an income, but the products are complex. We explore three mistakes policyholders make, and how to avoid them.

 How to use your store card responsibly

How to use your store card responsibly

26 March 2023

A store card is a convenient form of credit, but discipline is required. We consider how you can maximise the benefits, and avoid racking up debt.

Affordable housing – you could own a property

Affordable housing – you could own a property

23 March 2023

With affordable housing solutions and government subsidies, the goal of owning a home may be closer than you think. We explore the options.

What to do if your bank account is “frozen”

What to do if your bank account is “frozen”

19 March 2023

Having your bank account blocked can be very frustrating. We examine why this happens, and the steps you can take to restore your account.

Your rights when defaulting on a credit agreement

Your rights when defaulting on a credit agreement

16 March 2023

Defaulting on a credit agreement can damage your credit score, but you do have recourse and rights. We outline these.

Should more food items be tax-exempt?

Should more food items be tax-exempt?

12 March 2023

Food items that are VAT-exempt help cash-strapped consumers to save. We ask whether more foods should be exempted, and whether prices will continue to rise.

How to avoid having your car repossessed

How to avoid having your car repossessed

9 March 2023

Breaching the terms of a vehicle loan agreement can lead to car repossession. We provide some tips to avoid this costly and distressing legal scenario.

How to raise a dispute with a credit bureau

How to raise a dispute with a credit bureau

7 March 2023

Incorrect information may appear in your credit report – and you have a right to challenge it. We discuss how to raise a dispute with a credit bureau.

Which post-retirement annuity is best for you?

Which post-retirement annuity is best for you?

5 March 2023

Post-retirement annuities provide you with an income in your senior years. We outline the options, and consider the pros and cons of each.

Protests in South Africa – what are the legalities?

Protests in South Africa – what are the legalities?

2 March 2023

There are regulations governing organising or taking part in a protest. This article explores the legalities, along with the rights of protestors.

How to buy a first-rate second-hand car

How to buy a first-rate second-hand car

28 February 2023

Buying a second-hand car can be risky if you aren’t aware of the pitfalls. We provide tips for purchasing a quality used vehicle.

Installing solar power in a residential complex

Installing solar power in a residential complex

26 February 2023

Residential estates and complexes can install solar power, but there are regulations involved. We outline what you need to know before going off the grid.

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