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Articles by Fiona Zerbst

Tax-free savings accounts – optimise your investment

Tax-free savings accounts – optimise your investment

23 February 2023

A tax-free savings account (TFSA) is no ordinary savings vehicle. We examine misconceptions around TFSAs and explore the benefits and costs of different products.

The pros and cons of pawnshop loans

The pros and cons of pawnshop loans

21 February 2023

A pawnshop (or collateral) loan is a fast, convenient way to obtain cash. We consider the pros and cons of these loans, and provide some useful tips.

How to avoid paying Eskom more for less

How to avoid paying Eskom more for less

19 February 2023

Consumers will be hard-hit when Eskom’s new tariff increase takes effect. We investigate why we’re paying more for less power, and how to avoid this.

The water crisis: What can we do about it?

The water crisis: What can we do about it?

16 February 2023

The deepening water crisis is unlikely to be resolved any time soon. This article considers what you can do to put a water resilience strategy in place.

How to avoid hitting your credit limit

How to avoid hitting your credit limit

7 February 2023

Credit is a useful tool, provided you use it responsibly. We consider how credit limits are calculated, and how to manage your credit to stick within your budget.

Retrenchment cover can keep you afloat

Retrenchment cover can keep you afloat

5 February 2023

Retrenchment cover can help you to meet your financial obligations in the event that you are made redundant. This article considers what this cover entails.

Planning to have a baby? Be sure you know the cost

Planning to have a baby? Be sure you know the cost

31 January 2023

We consider the cost of basic baby necessities, and some extras new parents may have yet to consider.

Mental health conditions and medical schemes – what’s covered?

Mental health conditions and medical schemes – what’s covered?

29 January 2023

This article explores which mental health conditions are likely to be covered by medical schemes within South Africa and what this cover entitles you to.

Looking at luxury wheels? First consider the cost

Looking at luxury wheels? First consider the cost

24 January 2023

Many of us would jump at the chance to own a luxury car. This article unpacks the costs of luxury car ownership and budgeting tips should you wish to go ahead.

Why start saving early for retirement?

Why start saving early for retirement?

22 January 2023

This article highlights the importance of taking meaningful steps towards securing your financial future and outlines strategies proven to work for savers.

Setting up a budget you can stick to

Setting up a budget you can stick to

19 January 2023

Budgeting diligently can seem difficult and frustrating. We offer tips for devising a workable budget, sticking to it, and making better spending decisions.

First home? Research carefully

First home? Research carefully

15 January 2023

Buying your first home can be both exhilarating and terrifying. We unpack the expenses, and offer tips for making a suitable purchase.

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