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Articles by Fiona Zerbst

 Are “payment holidays” a wise idea?

Are “payment holidays” a wise idea?

23 June 2023

A payment holiday offers loan relief during temporary periods of financial stress. We consider the pros and cons of taking this form of payment relief.

Is property a good investment right now?

Is property a good investment right now?

21 June 2023

Buying property in tough economic times isn’t for everyone, but it can offer advantages. We look at the pros and cons of buying a home now.

Personal loans – will you qualify for the amount you need?

Personal loans – will you qualify for the amount you need?

19 June 2023

A personal loan can help you achieve your financial goals - but you may qualify for less than you’d like, or need. We examine how lenders set lending limits.

Do you qualify for credit in South Africa?

Do you qualify for credit in South Africa?

16 June 2023

Credit can empower you to realise your goals; however, qualification is not guaranteed. We explain what may disqualify you, and how you can change this.

How to adjust your budget to avoid debt

How to adjust your budget to avoid debt

12 June 2023

Creating a budget and revising it regularly can you help you to avoid debt. We outline methods for achieving this.

How to manage your money when you start working

How to manage your money when you start working

9 June 2023

Starting a new job brings excitement, but with it, financial responsibilities. We consider how to make sensible money choices and avoid some common mistakes.

Tax tips for the self-employed in South Africa

Tax tips for the self-employed in South Africa

7 June 2023

Self-employed people are responsible for administering their own personal income tax. We explain the process from registration to payment.

Single mom? Here’s how to manage expenses

Single mom? Here’s how to manage expenses

5 June 2023

Single mothers need to manage their money smartly to ensure a sound future for themselves and their children. We provide tips for stretching strained funds.

What are you entitled to when retrenched?

What are you entitled to when retrenched?

2 June 2023

Retrenchment is sadly common in our weak economy. This article explains what happens when you’re retrenched, and what recourse you may have.

How post-retirement annuities are taxed

How post-retirement annuities are taxed

19 May 2023

Pensioners are often dismayed to find they are taxed on income from their post-retirement annuities. We provide tips for managing this liability.

Defaulting - what does it mean, and what are the consequences?

Defaulting - what does it mean, and what are the consequences?

16 May 2023

Defaulting on repayments can have dire consequences. We examine what defaulting is, why it’s potentially serious, and how you can limit the damage.

Demystifying the life insurance claims process

Demystifying the life insurance claims process

12 May 2023

The life insurance claims process can be confusing. We demystify the process by outlining the steps, and what you can expect when submitting a claim.

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