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Articles by Harper Banks

Is it worth refinancing your car?

Is it worth refinancing your car?

5 May 2022

Vehicle finance is a long-term commitment. Once you sign on the dotted line, you’ll be locked into a contract for several years. However, it is possible to renegotiate your terms via vehicle refinancing.

Is short-term car insurance “temporary”?

Is short-term car insurance “temporary”?

4 May 2022

If you decide to take out car insurance for two weeks while you search for a long-term policy, does this mean that you have temporary car insurance in place?

How much money do you need to survive?

How much money do you need to survive?

3 May 2022

With the rising cost of living, it may be unclear how much money South Africans need to survive, both while earning a living, and once retired.  

How long does vehicle finance approval take?

How long does vehicle finance approval take?

28 April 2022

If you need a car, but you can’t afford it with your savings, you may have to take out a loan to finance it. We find out what kind of timeline you should expect when you're waiting for your loan approval.

How a credit card can raise your credit score

How a credit card can raise your credit score

27 April 2022

Credit cards allow you to buy now and pay later. But did you know that they can also be used to improve your credit score? We find out under which circumstances this is true.

9 Money habits of happy couples – and extra tips

9 Money habits of happy couples – and extra tips

21 April 2022

Some couples seem to make an art of co-managing money matters. We have a look at the nine financial habits of happy couples, and we consider some key tips you should keep in mind.

How has estate planning gone digital?

How has estate planning gone digital?

12 April 2022

While traditional estate planning still has a place, technology has brought significant changes. We find out what these are, and we discuss four considerations that are part of modern estate planning.

Fight less by dividing your finances fairly

Fight less by dividing your finances fairly

6 April 2022

Money is a personal matter, and it can cause a lot of conflict in your relationship. We have a look at how splitting your expenses proportionately can prevent disagreements.

Should you stop paying for your adult child?

Should you stop paying for your adult child?

5 April 2022

Does your adult child still live with you? We find out how you can encourage your child, or children, to become financially independent, and we consider how you can prepare them early on.

Will debt consolidation ruin your credit reputation?

Will debt consolidation ruin your credit reputation?

4 April 2022

If you’ve been struggling to juggle your credit obligations, you may be considering debt consolidation. However, what would this mean for your credit score? We find whether there are any implications.

7 Investments to consider – and how they are taxed

7 Investments to consider – and how they are taxed

3 April 2022

When you’re looking for an investment that will grow your hard-earned savings, there are many options to consider. We have a look at a list of investments, and we outline the tax implications of each. 

How to ask your partner for financial help

How to ask your partner for financial help

27 March 2022

When unexpected expenses come your way, the wisest course may be to ask your partner for help. We have a look at the importance of getting organised before you approach your partner.

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