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Articles by Harper Banks

The role of technology in financial planning

The role of technology in financial planning

15 February 2022

Financial planning is among the many sectors impacted by technology. We find out how technology has changed financial planning, and we consider the risks of relying solely on digitally-driven products and advice.  

What type of benefits should your employer offer?

What type of benefits should your employer offer?

10 February 2022

In addition to receiving a salary, you may also receive employee benefits. We find out why employee benefits are important in the workplace, and we outline both the most common and the lesser-known benefits.

How much should you save for your vehicle finance deposit?

How much should you save for your vehicle finance deposit?

9 February 2022

Financing a car is a big commitment, both in terms of duration and impact on your budget. We investigate the vehicle financing routes you can take, and how much you should save by way of a deposit.  

Which gender best manages their debt?

Which gender best manages their debt?

8 February 2022

Since the start of the pandemic, many South Africans have struggled to keep up with their debt obligations. We find out which gender has done a better job of managing their debt since Covid arrived.

How quickly must you repay your student loan?

How quickly must you repay your student loan?

7 February 2022

It can take months to find a suitable job after you graduate, and you may be worried that you won’t be able to repay your student loan on time. We find out about the grace periods that student loan providers offer.

What happens when siblings inherit a property?

What happens when siblings inherit a property?

6 February 2022

How is property split among siblings? Can one sibling force the sale of a property? We answer these questions and consider what siblings and parents need to know about these emotive issues.  

Pay less tax by registering your business abroad

Pay less tax by registering your business abroad

3 February 2022

Running your own business can be an expensive endeavour, which is why it’s important to minimise costs like your corporate income tax. We find out how starting your business in a country with a lower corporate income tax rate can generate...

Request your credit report from the right bureau

Request your credit report from the right bureau

20 January 2022

With so many different credit bureaus in South Africa, it may be difficult to decide which one to approach to access your credit report. We have a look at what you should be aware of when selecting a credit bureau.

Effective financial planning as a single parent

Effective financial planning as a single parent

17 January 2022

As a single mom or dad, it can be challenging to keep up with the ever-increasing expenses of raising a child. We have a look at the importance of setting up a budget as a single parent.

How your credit score impacts your insurance – and vice versa

How your credit score impacts your insurance – and vice versa

16 January 2022

Since insurance is paid in advance, it may seem unrelated to your credit score. However, these two are in fact linked to one another. We find out why insurers look at your credit score.

Should you share finances with your cohabiting partner?

Should you share finances with your cohabiting partner?

13 January 2022

When you and your partner decide to move in together, you need to work out whether it would be better to share your finances, or to continue to operate separately.

Choose the right savings vehicle for your future home

Choose the right savings vehicle for your future home

12 January 2022

Buying a home is one of the largest purchases you might make, and you need to make sure you save for it in the most practical and cost-effective way. We find out which savings vehicle you should make use of.

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