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Articles by Harper Banks

The impact addiction has on your finances

The impact addiction has on your finances

11 January 2022

The physical and emotional cost of dealing with an addiction can be destabilizing. On top of this, it will have an impact on your finances. We find out why addiction will exponentially drain your bank account.

How to assist with finances as a stay-at-home partner

How to assist with finances as a stay-at-home partner

10 January 2022

When it comes to managing household finances, it can be challenging to be a stay-at-home partner because your role in this may not be clear. We look at how communicating with your partner can help work this out.

Concealing your cash when out and about

Concealing your cash when out and about

9 January 2022

It’s not unusual to see someone pull out money from their sock or undergarments. But this is not the best place to keep your money safe. We consider options for ensuring your personal safety.

Should you lend to cash-strapped friends?

Should you lend to cash-strapped friends?

6 January 2022

Many of us can sympathise when we receive a loan request from a cash-strapped friend. We look at the impact of these requests on your friendships.

How to budget for recreational activities

How to budget for recreational activities

5 January 2022

Your monthly budget should include everything you require to maintain a reasonable lifestyle, and this includes recreational activities. We find out how you can create a “fun budget”.

How to reset your finances for the new year

How to reset your finances for the new year

4 January 2022

With the new year rolling in, you may have resolutions to improve your financial status in the months to come. You can kickstart this by reviewing and resetting your finances.

How to avoid buyer’s remorse

How to avoid buyer’s remorse

30 December 2021

If the joy attached to your recent purchase soon dissipates, you may be experiencing buyer’s remorse. We consulted a wealth manager to help you avoid making an acquisition that you will later regret.

Should you buy property with friends?

Should you buy property with friends?

27 December 2021

It’s becoming more common for long-term friends to invest in property together. We consider the perks of setting up a “property club” with your friends, and we find out what you should consider before doing this.

Will inflation impact your retirement?

Will inflation impact your retirement?

26 December 2021

Your retirement savings needs to be protected from the effects of inflation. We have a look at what inflation is, and we consider how it can impact both your retirement savings and your retirement annuity.

Save for retirement or settle credit card debt?

Save for retirement or settle credit card debt?

23 December 2021

If you’re working with a restricted budget, it may be difficult to decide between contributing towards your retirement savings or settling a portion of your debt. We have a look at how you should handle this.

Implement your own tax-saving strategies

Implement your own tax-saving strategies

22 December 2021

Few people see taxes as anything other than a grudge expense. However, by implementing the correct tax strategies, you may find ways to save. We have a look at what a tax strategy is and we look at some examples to illustrate this.

3 Financial changes to expect after marriage

3 Financial changes to expect after marriage

20 December 2021

After getting engaged, it’s the ideal time to discuss your joint finances. We have a look at three important topics that you should work through with your partner before tying the knot.

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