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Articles by Harper Banks

Should you use credit or pay with savings?

Should you use credit or pay with savings?

18 November 2021

Imagine you need to figure out whether you should pay for an item with your savings, or buy it on credit. We have a look at which option makes most financial sense.

What happens to your credit score when you’re incapacitated?

What happens to your credit score when you’re incapacitated?

17 November 2021

In the unfortunate event that you are incapacitated for an extended period of time, you may be wondering what it’s meant for your credit score. We find the answers for you.

How to invest in blockchain technology

How to invest in blockchain technology

16 November 2021

You may have come across the term “blockchain technology”. But what does it actually mean, and is it worth considering by anyone other than Bitcoin boffins?

How to insure portable possessions correctly

How to insure portable possessions correctly

15 November 2021

We all have gadgets that we rely on that need to be covered in the event of loss or damage. We have a look at how you can insure your portable possessions correctly.

Can you see who’s viewed your credit report?

Can you see who’s viewed your credit report?

14 November 2021

What if a third party attempts to gain access to your credit report? We have a look at whether you’re able to see who has requested your credit report, and how - or whether - access has been achieved.

How can the motor ombudsman help you?

How can the motor ombudsman help you?

11 November 2021

Did you know that if you have a dispute with someone in the automotive industry, you can reach out to the Motor Industry Ombudsman of South Africa (MIOSA) for assistance? We have a look at what this ombud does.

How to use debt to make money

How to use debt to make money

10 November 2021

In some cases, taking on debt can lead to profit in the long run. We have a look at where this applies, and we consider whether you should choose this route or not.

Private or dealership car sale – what’s best?

Private or dealership car sale – what’s best?

9 November 2021

If you’re ready to sell your car, you may have wondered whether you should approach a dealership or advertise it privately online. We have a look at what you stand to gain from both options.

The costs and steps involved in transferring the title of a property

The costs and steps involved in transferring the title of a property

8 November 2021

Perhaps you’re selling your family home, or maybe you’re looking for a house to make your home. In either case, you need to understand the ins and outs of transferring the title of a property.

Can you afford a ventilator in South Africa?

Can you afford a ventilator in South Africa?

7 November 2021

Prior to the arrival of Covid-19, ventilators were off the radar for most people. That has forever changed. We have a look at how they work, how the care is delivered, and how this determines the cost.

Get started on your Christmas shopping

Get started on your Christmas shopping

3 November 2021

The week before Christmas is always a scramble. We have a look at how you can plan ahead for your Christmas shopping.

Pitfalls of keeping savings in a bank account

Pitfalls of keeping savings in a bank account

28 October 2021

We often believe that transferring a portion of our income to a separate savings account is the most effective way to grow our wealth. However, there are pitfalls to doing this.

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