28 September 2021
If you have a personal loan, and you just received a bonus or an inheritance, you may be considering settling your loan in one go. However, did you know that this comes with penalties?
27 September 2021
If you’ve settled your credit-bearing accounts and you decide to close them, would your credit score eventually return to zero?
26 September 2021
While filling out a job application, you may notice that your prospective employer would like your permission to view your credit report. But is this acceptable, or is it an invasion of your privacy?
22 September 2021
If your family pet collapses, you may be shocked by their medical bills, which could place you in long-term debt and ruin you financially. We consider how pet insurance can help with these costs.
21 September 2021
You may be interested in investing your savings in a tax-free savings account (TFSA). However, the amount you’re allowed to save in this kind of account is capped. So, what does this means for any interest you earn above the limit?
20 September 2021
Over the last couple of years, you’ve slowly been saving to move abroad. You’ve learned a new language, and mapped out all the places you plan to see. But should you take all your wealth with you?
19 September 2021
After submitting your tax calculations to SARS, you may receive a tax refund. This is a tax break offered by SARS based on certain expenses. But what should you do with it? We have a look at six productive ways you can spend this money.
16 September 2021
You may have noticed that your car isn’t running as smoothly as it used to. This is particularly concerning if you’re hoping to sell it at a reasonable price, and buy yourself a modern alternative.
14 September 2021
If you’ve ever had debt that you didn’t manage well, you may have wondered how long the debt would remain, or be retained, on your credit score. This is known as a “retention period” and it is governed by the law.
13 September 2021
If you have a credit score of zero, you may be reluctant to start building it, for fear of it being average for a time. However, is sustaining a credit score of zero a sensible strategy?
12 September 2021
Having used your credit card to purchase plane tickets for your family vacation, you find out that you will receive automatic travel insurance. But does this apply to every ticket holder?
9 September 2021
If you are the main breadwinner in your household, you may find it beneficial to give your family members access to your credit card. This will allow them to make purchases on their own. However, this also comes with risks.
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