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Articles by Isabelle Coetzee

How to handle a tenant’s deposit

How to handle a tenant’s deposit

26 December 2019

When you get a new tenant, you’re likely to put them through a thorough vetting process, and use the tenant’s deposit as insurance that your contract will be abided by. However, are you aware of the legal requirements regarding a deposit?

What will happen if you lie on your life insurance application?

What will happen if you lie on your life insurance application?

23 December 2019

If you're considered high risk, your insurer will likely charge you higher premiums. Therefore, it may be tempting to lie on your application. But this could have dire consequences. We got in touch with insurers and found out what these conseque...

Can you afford a personal loan?

Can you afford a personal loan?

3 November 2019

It’s commonly believed that buying a car on auction is cheaper than buying from a dealership. While this may be true, there are other factors to consider.

A business can also have a credit score

A business can also have a credit score

29 October 2019

You know your credit score is a reflection of your personal creditworthiness. If you manage to maintain a high score, you gain access to better rates and more personal finance products. But did you know that your business can also have a credit ...

Can you take out vehicle finance on an old vehicle?

Can you take out vehicle finance on an old vehicle?

18 September 2019

As it turns out, creditors have several concerns regarding cars older than 10 years. Justmoney has a look at why creditors are sceptical of older vehicles and what you can do to get around this.

The ins and outs of the Debt Relief Bill

The ins and outs of the Debt Relief Bill

1 September 2019

The National Credit Act Amendment Bill, otherwise known as the Debt Relief Bill, was signed into law by president Cyril Ramaphosa in August 2019. But what does this bill mean for consumers who are struggling with their debt? Justmoney found out ...

What kind of bank account should you open?

What kind of bank account should you open?

25 August 2019

Have you considered what each of these options really means? Do you know whether you’re banking according to your needs? Justmoney has a look at the difference between a transactional (cheque/current) and savings account, when it’s...

Calculate your vehicle finance instalments

Calculate your vehicle finance instalments

13 August 2019

You’ve dreamed of a set of wheels since you can remember, and now that you’re a responsible adult with a steady income, you’re ready to take on funding to make this dream a reality. But what kind of vehicle finance options a...

Check the interest before you take a loan

Check the interest before you take a loan

7 August 2019

Justmoney takes a look at what influences the interest rate on a personal loan, the difference between secured and unsecured loans, and its impact on the interest rate.

How much do you need to earn to buy property?

How much do you need to earn to buy property?

26 June 2019

Buying your first property may be daunting. There are so many factors to consider, such as the state of the neighbourhood you’re looking in and the property market at the time. But what about your financial situation? Which factors will i...

Debt consolidation – Explained

Debt consolidation – Explained

12 June 2019

Dealing with debt can be daunting. If you’re struggling to keep track of which store account to pay next and weighing up which credit card is more important to settle first, you may have considered debt consolation. 

Can insurance fraud increase your premiums?

Can insurance fraud increase your premiums?

5 June 2019

Insurance fraud in South Africa is dramatically on the rise. The SA Insurance Crime Bureau (ICB) estimates that in 2019, up to 20% of the R35 billion paid out by short-term insurers was claimed fraudulently.

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