Articles by Isabelle Coetzee
Why you need to adapt your attitude towards money as you age
As you move through life, you will encounter different phases and interests, and your perspective will change. Where you choose to spend your money will change as a result. We have a look at the impact on your finances.
5 common money-saving mistakes and how to avoid them
If you diligently dedicate a portion of your income towards an appropriate savings vehicle, over time this will act as your financial safety net. So why then do so many people struggle to save?
What are the risks of signing as guardian for your child’s student loan?
As your child embarks on their journey towards higher education, they will likely be faced with a funding shortfall. This may include the cost of their studies, as well as additional living expenses. In order to assist them, you may consider sig...
Does personal car insurance cover commercial use?
Taking out car insurance is a responsible action. Depending on the cover you choose, you will protect both yourself and anyone involved in an accident with you. However, what happens if you use your car for commercial purposes?
How to split your debt when you get divorced
Going through a divorce will always be difficult. What’s worse is dealing with the additional pressure of outstanding debt. Working out how to split your debt can be very tricky.
Should you take out a personal loan for home renovations?
You have secured yourself a home, which may include a beautiful garden or patio, and an interior you’ve decorated to your unique taste. But what if you’d like to upgrade it even further? One option is to take out a personal loan an...
Why are there different credit bureaus in South Africa?
You have probably heard about the larger credit bureaus in South Africa, such as Experian and TransUnion. But did you know that there are many more registered credit bureaus in the country?
Should you share a bank account with your partner or a friend?
If you’re living with your long-term partner or a friend, it’s likely that your finances have become entwined over the years and you no longer keep strict track of who owes who what. Perhaps it’s time to mix your financ...
Don’t fall for these credit repair scams
You may have received a notification from someone claiming that they can fix your credit score in a matter of days. Unfortunately, this is too good to be true.
Why can’t you build your credit score before the age of 18?
When you turn 18, you will likely become interested in vehicle finance in order to claim your transportation independence. Alternatively, you may be interested in a credit card or insurance. However, your lack of a credit score may hinder your a...
Does your credit score take a hit when you request a vehicle finance quote?
Before you’ve had a chance to assess your credit score, you decide to get a basic quote on vehicle finance and find out where you stand in terms of credit. But you quickly find out that this impacts your credit score.
Stuck on a financial product? The cost of loyalty
When you find a financial product that works for you, you may stick with it. However, what happens when you unswervingly stick with the same product for 10 years?