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Articles by Isabelle Coetzee

Why can’t you build your credit score before the age of 18?

Why can’t you build your credit score before the age of 18?

9 May 2021

When you turn 18, you will likely become interested in vehicle finance in order to claim your transportation independence. Alternatively, you may be interested in a credit card or insurance. However, your lack of a credit score may hinder your a...

Don’t fall for these credit repair scams

Don’t fall for these credit repair scams

6 May 2021

You may have received a notification from someone claiming that they can fix your credit score in a matter of days. Unfortunately, this is too good to be true.

Should you share a bank account with your partner or a friend?

Should you share a bank account with your partner or a friend?

5 May 2021

If you’re living with your long-term partner or a friend, it’s likely that your finances have become entwined over the years and you no longer keep strict track of who owes who what. Perhaps it’s time to mix your financ...

Why are there different credit bureaus in South Africa?

Why are there different credit bureaus in South Africa?

28 April 2021

You have probably heard about the larger credit bureaus in South Africa, such as Experian and TransUnion. But did you know that there are many more registered credit bureaus in the country?

Should you take out a personal loan for home renovations?

Should you take out a personal loan for home renovations?

27 April 2021

You have secured yourself a home, which may include a beautiful garden or patio, and an interior you’ve decorated to your unique taste. But what if you’d like to upgrade it even further? One option is to take out a personal loan an...

How to split your debt when you get divorced

How to split your debt when you get divorced

22 April 2021

Going through a divorce will always be difficult. What’s worse is dealing with the additional pressure of outstanding debt. Working out how to split your debt can be very tricky.

Does personal car insurance cover commercial use?

Does personal car insurance cover commercial use?

21 April 2021

Taking out car insurance is a responsible action. Depending on the cover you choose, you will protect both yourself and anyone involved in an accident with you. However, what happens if you use your car for commercial purposes?

What are the risks of signing as guardian for your child’s student loan?

What are the risks of signing as guardian for your child’s student loan?

20 April 2021

As your child embarks on their journey towards higher education, they will likely be faced with a funding shortfall. This may include the cost of their studies, as well as additional living expenses. In order to assist them, you may consider sig...

What is revolving debt, and how is it different from “normal” debt?

What is revolving debt, and how is it different from “normal” debt?

19 April 2021

When applying for a credit card, you may have come across the terms “revolving credit” or “revolving debt”. Perhaps you thought it makes no difference what the debt is called – debt is debt, right? But whether ...

5 common money-saving mistakes and how to avoid them

5 common money-saving mistakes and how to avoid them

15 April 2021

If you diligently dedicate a portion of your income towards an appropriate savings vehicle, over time this will act as your financial safety net. So why then do so many people struggle to save?

Why you need to adapt your attitude towards money as you age

Why you need to adapt your attitude towards money as you age

14 April 2021

As you move through life, you will encounter different phases and interests, and your perspective will change. Where you choose to spend your money will change as a result. We have a look at the impact on your finances.

How to pay your bills on time and save your credit score

How to pay your bills on time and save your credit score

13 April 2021

The most crucial factor in ensuring a good credit score is meeting your monthly payments – in full, and on time. But how can you guarantee you don’t miss any payments?

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