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Medical aid plans and health insurance - what’s the real difference?

Medical aid plans and health insurance - what’s the real difference?

27 April 2020

It’s difficult to choose between a medical aid plan and a hospital plan because both offer medical cover and the differences can sometimes be hard to identify. What’s even more complex is how each is structured and the impact this ...

Travel insurance can rescue you when stranded in another country

Travel insurance can rescue you when stranded in another country

21 April 2020

Before travelling abroad, it’s always advisable that you purchase travel insurance. This insurance helps in case an unfortunate incident occurs. It covers not only your medical expenses when you get sick, but also the cost of transportati...

The 411 on funeral costs

The 411 on funeral costs

20 April 2020

You might not want to consider this while you’re in the prime of your life, raising your children, or planning towards something special, but death is inevitable and planning for funeral costs necessary. In these uncertain times anything ...

How to finance and insure a second-hand vehicle

How to finance and insure a second-hand vehicle

19 March 2020

Buying a second-hand vehicle may suit your budget better than acquiring a new one. But what impact does an older model have on vehicle finance and car insurance? We reached out to specialists in the field to explain what the financial implicatio...

What will happen if you lie on your life insurance application?

What will happen if you lie on your life insurance application?

23 December 2019

If you're considered high risk, your insurer will likely charge you higher premiums. Therefore, it may be tempting to lie on your application. But this could have dire consequences. We got in touch with insurers and found out what these conseque...

6 smart ways to select the best medical scheme

6 smart ways to select the best medical scheme

20 August 2019

It’s important to belong to a medical scheme that offers great benefits at affordable prices. However, due to insufficient knowledge, many people find themselves paying higher premiums for a medical scheme which does not even meet their needs.

Medical aid questions to ask before switching employers

Medical aid questions to ask before switching employers

27 June 2019

Taking on a new job can be extremely exciting with its new possibilities and probably better pay. However, it can have implications on your medical aid.  

Do you still need credit life cover when you have life cover?

Do you still need credit life cover when you have life cover?

19 June 2019

When you take out credit, your creditors will require you to pay back what you owe no matter what your circumstances are. This is why they have credit life cover built into their loans to ensure you are still able to pay off your debt, should an...

Can insurance fraud increase your premiums?

Can insurance fraud increase your premiums?

5 June 2019

Insurance fraud in South Africa is dramatically on the rise. The SA Insurance Crime Bureau (ICB) estimates that in 2019, up to 20% of the R35 billion paid out by short-term insurers was claimed fraudulently.

The cover you need at every age and stage

The cover you need at every age and stage

11 February 2019

Insurance is often neglected during people’s twenties and inflated during their forties. So, which insurance products should you pursue at which age?

Even unborn children can get life cover

Even unborn children can get life cover

4 January 2018

They nick their hands while hanging from trees, and scrape their knees as they trip over their toys. But like the Nokia 3310, children are durable. So why do some parents feel the need to take out life cover for them? 

Tips to avoid insurance pitfalls this festive season

Tips to avoid insurance pitfalls this festive season

4 December 2017

December is here and with it the excitement of heading off for some much needed rest and relaxation sets in. This typically signals taking some time out from the shopping, travel arrangements and last minute work wrap-ups to secure your hom...

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