Credit articles
Will debt consolidation hurt your credit score?
Worried debt consolidation will hurt your credit in South Africa? Learn how it impacts your credit score, card use, and long-term financial health.
How long does vehicle finance approval take?
Find out how long vehicle finance approval typically takes in South Africa and how to speed up the car financing process with the right preparation.
Do foreign nationals qualify for loans in South Africa?
Foreign nationals can get loans in South Africa but must meet certain criteria. Learn about loan eligibility, the application process, pitfalls, and more.
The ultimate guide to understanding your credit score
Learn everything about credit scores in South Africa, including how to check your score, what a good credit score is, and practical tips to improve it.
How to identify predatory lenders
Disreputable, or predatory, lenders can trap you in an unsustainable debt cycle. We consider how to identify such lenders and how to access funds without them.
How do I know if I qualify for a loan?
Lenders look at several factors when determining whether to grant you a loan. We explore these criteria, and offer tips to improve your eligibility as a borrower.
What to consider before applying for a personal loan
Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before you click “apply”.
How to manage credit wisely
Responsible credit usage can help you achieve important financial goals. We explain how to use credit wisely.
Why maintaining a good credit score matters
Maintaining a good credit score sets the stage for a secure financial future. We investigate ways to achieve a good score, and other steps to help you build wealth.
Why it’s essential to know your credit status
Your credit status plays a crucial role in your financial health. We outline the contributing factors, and how to manage these.
Why you should check your credit score – and often
Tracking your credit score is essential. We find out what it entails, how it can benefit your finances, and what to do if you spot an irregularity.
Does a good credit score mean you’re financially healthy?
A good credit score can open the door to opportunities, as an indicator of financial responsibility. We consider how accurate an indicator it is.