Question: Does JustMoney provide loans or other financial services?
Answer:
JustMoney doesn't offer loans or other financial services directly, but we partner with industry experts to provide quality financial services tailored to your needs.
Our primary objective is to assist you to effectively manage your finances through educational content, financial tools, and personalised product recommendations. We promote responsible credit behaviour and advocate responsible credit lending.
It’s important to note that your credit behaviour plays a significant role in determining your financial products qualification.
Tip: Check your credit score here to learn more about your financial position.
What services do JustMoney and our partners offer?
1. Free credit score and credit report
Having a favourable credit score is crucial for qualifying for financial products. By registering with JustMoney, you can access your credit score and report as often as you wish, for free.
Monitoring your credit report regularly, and taking steps to improve your credit score, can greatly improve your eligibility for different financial opportunities.
Each JustMoney profile contains a credit dashboard that ranks the user’s credit status from bad to good on a scale from 1 to 1,000.
2. Personal loans
In financial emergencies, or when you require additional funds, a personal loan can provide the relief you need.
We partner with reputable personal loan providers that offer a quick and easy application process. By assessing your affordability and credit score, these providers customise loan terms to suit your unique financial situation.
Our loan partners, Capfin and Sanlam, offer loans of up to R50,000 and R300,000 respectively.
Click here to learn more about personal loans. You can apply for a personal loan from via your JustMoney profile. If you don’t yet have a profile, you can register with the JustMoneyplatform here.
3. Credit cards and accounts
A credit card can be a valuable financial tool, offering benefits such as interest-free periods and rewards. Through our partnership with Nedbank, you can explore credit card options that suit your needs, with low fees and additional perks that include travel benefits and insurance coverage.
We’ve also teamed up with Mobicred, a digital credit facility that allows you to shop online and in-store at participating retailers. Offering credit of up to R50,000, Mobicred offers a safe, easy, and convenient way to make purchases.
4. Store accounts
Open accounts with Truworths and Identity to shop for essentials and enjoy a range of benefits, including competitions, rewards, promotions, exclusive offers, and discounts.
5. Vehicle finance
We have partnered with Wingfield Motors and Best Price For My Car to offer you flexible vehicle finance options. Whether you’re keen to secure your dream car or facilitate the sale or trade-in of your current vehicle, we’ve got you covered.
6. Home loans
Purchasing a home is a significant financial commitment. Our partnership with ooba Home Loans can assist you to obtain the best quotes and secure favourable interest rates and loan terms from top South African banks.
ooba is a trusted bond originator recognised for its excellent customer service on review site Hellopeter.
7. Debt consolidation
If you’re struggling with debt, our partnership with leading debt counselling company DebtBusters can provide relief. Debt counselling offers a way to consolidate your debts into a single, manageable monthly repayment plan while protecting your assets and improving your cash flow.
You can apply for a debt consolidation solution via your JustMoney profile. If you don’t yet have a profile, you can register with JustMoney here
Are you interested in any of the services listed above?
Register to create your free JustMoney profile and get started today. You can also get a FREE call-back from our coaches, or speak to us directly on 087 537 6113.
