There are some banks that have changed their risk acceptance criteria to accommodate customers with low credit scores. However, the best way to find out if you can get a credit card is to consult a financial planner at your bank. They can assist you with the application process as well as advice on the best form of credit to suit your needs. A personal loan may be an option, but in this case you will be charged interest on your loan, depending on the agreement you come to with your bank.
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