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Absa Gold Credit Card

The Absa Gold Credit Card offers a range of benefits tailored to enhance your financial flexibility and lifestyle. Get Bidvest Airport Lounge at preferential rates. Access MasterCard Moments or Visa Privileges with offerings, discounts or complimentary vouchers when travelling, dining, shopping, visiting attractions or being entertained.

29 November 2024

Minimum Income R7,000 per month 
Interest Rate Up to 20.50%
Max Credit Interest 0.20 %
Interest Free Period (Days) Up to 57 days on qualifying transactions
Monthly Card Fee R57
Transaction Fee No fees on purchases (excluding prepaid airtime, data, utilities, and Lotto)
Cash Withdrawal Fee - ATM R4.54 + R1.41 per R100
Cash Withdrawal Fee - Bank Branch

R7.57 + R1.41 per R100 (max. R750)

 

Account Payment - Own Bank ATM R8,57
Transfer Fee - ATM Free
Transfer Fee - Bank Branch R 40
Cash Deposit Fee - Own Bank ATM R4,54 + R1,41 per R100
Balance Enquiry - Own Bank ATM R4,29
Internet Banking Fee Free
Travel Insurance Automatic basic travel insurance up to R1.5 million for international journeys when return tickets are purchased with the card
Card Protection Features You may qualify for an Overdraft up to an amount of R150 000 to make those payments when you may not have enough cash available in your account. Your Gold account comes with a Savings Account that makes saving easy. you can apply for short and long-term credit. Short term options include the Temporary Loan. A Personal Loan, Home Loan, Car Finance are some of the options you can apply for under long-term credit.
Notes
  • Free lost card protection
  • Access to Absa Online Banking and the Absa Banking App

  • Credit limit up to R90,000
  • Minimum monthly repayment of 3% of the outstanding balance
  • Subject to affordability assessment
Lost card cover
Benefits
  • Preferential rates for Bidvest Premier Airport Lounge access
  • Exclusive Visa benefits, including Visa Local Offers and Global Merchant offers
  • Absa Rewards: Earn cash back on purchases
  • Absa Advantage: Rewards for completing challenges on the Banking App
  • Contactless payments for transactions up to R500

 

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