Absa Gold Credit Card

R100.00 + R5.00 per R10

R8,57

• Emergency Cash Disbursement via Visa Global Cardholder Assistance Services (GCAS).
• Lounge access – Preferential rate for Bidvest Premier Lounges at local and international airports.
• Credit Protection Plan (optional) – Insurance to cover outstanding debt in case of unexpected events.
• Lost Card Protection – Covers you if your card is lost or stolen (must be reported immediately).

• Cash withdrawals and prepaid transactions (e.g., Lotto, prepaid airtime, data) incur interest from the date of the transaction.
• Currency conversion fee of 2.5% applies for international transactions.
• Card replacement fee of R160.00 for lost or stolen cards.
• Branch transactions incur higher fees compared to digital and self-service banking.
• Balance enquiries at Absa ATMs are free, while enquiries at other ATMs incur a charge.
• Bidvest Lounge access requires a minimum spend of R4,000 per month (or R12,000 over three months) to qualify.

• Automatic basic travel insurance – Coverage up to R1.5 million for international travel when purchasing return tickets with the card.
• Free secondary credit card option for a spouse or family member (subject to approval).
• Cash withdrawal access at ATMs and bank branches (fees apply).
• Secure online shopping with Visa Verified services.
• Free Absa Rewards membership, which allows you to earn real cash back on eligible transactions.
• Low minimum monthly repayment of 3% of the outstanding balance.
• Optional Garage Card for fuel and vehicle-related purchases (monthly fee applies).