The Absa Premium Credit Card offers a suite of benefits designed to enhance your financial management and lifestyle experiences.
11 March 2025
The Absa Premium Banking Account offers a personalised financial solution designed for individuals who demand convenience, expert financial advice, and exclusive lifestyle benefits. With a dedicated personal banker, preferential rates, and tailored wealth management, this account elevates your banking experience to match your success.
Tip: Check your credit score and see how you can make better money choices to improve your credit health.
Comprehensive Personal Banking
The Absa Premium Banking Account provides dedicated support with access to a personal banker who understands your financial goals. Benefit from expert advice to help manage and grow your wealth with tailored solutions that align with your financial needs.
Exclusive Lifestyle Benefits
Enjoy a host of premium lifestyle rewards, including access to Absa Rewards, where you can earn cashback and discounts on shopping, dining, and travel. Unlock up to 50% off your monthly account fees when you maintain higher account balances, ensuring your money works smarter.
Seamless Banking Convenience
Manage your finances effortlessly with free access to Absa’s online and app-based banking platforms. Easily track transactions, make payments, and monitor your financial health from anywhere in the world.
Preferential Overdraft and Loan Rates
As an Absa Premium Banking client, you’ll enjoy preferential interest rates on overdraft facilities and personal loans. Flexible terms and tailored financial solutions empower you to achieve your financial goals with ease.
Tailored Wealth Planning Services
Receive expert advice from Absa Financial Advisors, helping you create a robust wealth and financial plan. Whether you’re planning investments, retirement, or estate management, Absa ensures your future is secure and prosperous.
Enhanced Security and Peace of Mind
Benefit from advanced transaction security with free SMS notifications for all card purchases and banking activities. With Absa, you’re always informed and in control of your finances.
| Minimum Income | R25,000 pm |
| Interest Rate | 20.50% |
| Max Credit Interest | 0.20% |
| Interest Free Period (Days) | up to 57 |
| Monthly Card Fee | R105 |
| Transaction Fee | No fees on purchases (excluding prepaid airtime, data, utilities, and Lotto) |
| Cash Withdrawal Fee - ATM | R4,54 + R1,41 per R100 |
| Cash Withdrawal Fee - Bank Branch | R60,53 + R1,66 per R100 |
| Account Payment - Own Bank ATM | R8,57 |
| Transfer Fee - ATM | Free |
| Transfer Fee - Bank Branch | R60,53 |
| Cash Deposit Fee - Own Bank ATM | Free |
| Balance Enquiry - Own Bank ATM | R1.50 |
| Internet Banking Fee | Free |
| Travel Insurance | Basic Travel Insurance cover whenever international return travel tickets are purchased with the option. |
| Card Protection | Lost card protection; report lost or stolen cards immediately by calling 0800 111 155. |
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| Additional notes |
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Tip: Check your credit score today to find out if you qualify for financial products like a credit card.
The Absa Premium Banking Account is crafted for high-income earners who value personalised banking, expert financial advice, and lifestyle privileges. With preferential rates, a dedicated personal banker, and seamless online banking, this account empowers you to manage your wealth with ease and confidence.
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