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New Nedbank Gold Credit Card

The Nedbank Gold Credit Card offers a flexible and affordable credit solution tailored to meet your financial needs.

11 March 2025

Designed for those seeking a balance between value and convenience, this card provides an array of benefits, from travel and lifestyle rewards to secure online shopping and financial tools that help you manage your money with ease.

Key Features and Benefits

  1. Flexible Spending Power                                                                                                                            Enjoy financial freedom with credit limits suited to your lifestyle. This card provides a convenient line of credit, perfect for everyday purchases, emergencies, or larger expenses, offering peace of mind with added purchasing power.

  2. Competitive Interest Rates
    The Nedbank Gold Credit Card features competitive interest rates, helping you save on interest charges while managing your monthly budget effectively.

  3. Convenient Repayment Options
    Choose from flexible repayment options to manage your monthly expenses and cash flow. This flexibility helps make repayments manageable and aligned with your financial planning goals.

  4. Lifestyle and Travel Rewards
    Cardholders benefit from exclusive travel and lifestyle rewards, including discounted travel, shopping deals, and access to unique experiences. Earn rewards points on qualifying purchases that can be redeemed for a range of perks.

  5. Comprehensive Security Features
    With robust security measures, such as online fraud protection and SMS notifications for every transaction, Nedbank prioritizes your peace of mind. Chip and PIN technology adds another layer of protection for safer shopping.

  6. Budget Facility Access
    The Nedbank Gold Credit Card includes a budget facility option, allowing you to spread payments over a longer period. Whether for larger purchases or essential expenses, this feature helps make your spending more manageable.

  7. Access to Nedbank Online and Mobile Banking
    Manage your credit card account anytime with Nedbank’s online and mobile banking services. From checking balances to transferring funds, paying bills, and viewing transaction history, these tools ensure convenient and easy management of your finances.

Tip: Check your credit score and see how you can make better money choices to improve your credit health. 

Eligibility Criteria

To qualify for the Nedbank Gold Credit Card, applicants must meet the following criteria:

  • Minimum Income: Applicants must have a monthly income of at least R5,000.

  • Good Credit Standing: A positive credit history and score are required for approval.

Fees and Charges

The Nedbank Gold Credit Card comes with transparent fees, including a monthly account fee and interest on outstanding balances. Always check the most current fee structure, as charges may vary depending on your usage and repayment behavior.

Why Choose the New Nedbank Gold Credit Card?

The Nedbank Gold Credit Card is ideal for those who want a card with flexible spending options, robust security, and an array of lifestyle benefits. With convenient online access and tailored repayment options, this card provides a versatile financial solution to fit your daily needs and long-term financial goals.

Explore the Nedbank Gold Credit Card today to experience financial freedom with added value, security, and rewarding lifestyle benefits.

Minimum Income R5,000 per month
Interest Free Period (Days) Up to 55
Monthly Card Fee R40 monthly service fee
Credit facility fee starting from R20 per month
Optional Greenbacks linkage fee of R32 per month
Transaction Fee Zero charges on card swipes
Cash Withdrawal Fee - ATM R2.75 per R100 or part thereof
Cash Withdrawal Fee - Other Bank ATM R12.00 plus R2.75 per R100 or part thereof
Cash Withdrawal Fee - Bank Branch R100.00 plus R2.75 per R100 or part thereof
Electronic Payment Free R10.00
Cash Withdrawal Fee - International ATM R65.00 plus R2.75 per R100 or part thereof
Cash Deposit Fee - Own Bank ATM R100 plus R2.75 per R100 or part thereof
Cash Deposit Fee - Own Branch R100 plus R2.75 per R100 or part thereof
Balance Enquiry - Own Bank ATM Free
Balance Enquiry - Other Bank's ATM R11
Branch Enquiry R26
Garage Card Fee R30.00 per additional card
Garage Transaction Fee R5.00
Internet Banking Fee R16.00
Second Card Fee R40 per additional card
Replacement Card Fee R160.00
Travel Insurance Free limited automatic cover with the option to purchase top-up
Benefits
  • Flexible Repayments: Minimum monthly repayment set at 5% of the outstanding balance.

  • Greenbacks Rewards: Earn up to 2% unlimited cash back on eligible spend. Additional benefits include up to 60% off Nu Metro movie tickets and 25c cash back per litre of fuel at bp stations when linked to Greenbacks.

  • Travel Benefits: Access to optional top-up travel insurance and discounts of up to 30% on flights booked through Greenbacks Travel on the Avo SuperShop.
  • Digital Convenience: Manage your account via the Nedbank Money app or Online Banking. Features include virtual card creation, tap-and-go payments, and compatibility with Apple Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

 Tip: Check your credit score today to find out if you qualify for financial products like a credit card.  

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