The Nedbank Gold Credit Card offers a flexible and affordable credit solution tailored to meet your financial needs.
11 March 2025
Designed for those seeking a balance between value and convenience, this card provides an array of benefits, from travel and lifestyle rewards to secure online shopping and financial tools that help you manage your money with ease.
Flexible Spending Power Enjoy financial freedom with credit limits suited to your lifestyle. This card provides a convenient line of credit, perfect for everyday purchases, emergencies, or larger expenses, offering peace of mind with added purchasing power.
Competitive Interest Rates
The Nedbank Gold Credit Card features competitive interest rates, helping you save on interest charges while managing your monthly budget effectively.
Convenient Repayment Options
Choose from flexible repayment options to manage your monthly expenses and cash flow. This flexibility helps make repayments manageable and aligned with your financial planning goals.
Lifestyle and Travel Rewards
Cardholders benefit from exclusive travel and lifestyle rewards, including discounted travel, shopping deals, and access to unique experiences. Earn rewards points on qualifying purchases that can be redeemed for a range of perks.
Comprehensive Security Features
With robust security measures, such as online fraud protection and SMS notifications for every transaction, Nedbank prioritizes your peace of mind. Chip and PIN technology adds another layer of protection for safer shopping.
Budget Facility Access
The Nedbank Gold Credit Card includes a budget facility option, allowing you to spread payments over a longer period. Whether for larger purchases or essential expenses, this feature helps make your spending more manageable.
Access to Nedbank Online and Mobile Banking
Manage your credit card account anytime with Nedbank’s online and mobile banking services. From checking balances to transferring funds, paying bills, and viewing transaction history, these tools ensure convenient and easy management of your finances.
Tip: Check your credit score and see how you can make better money choices to improve your credit health.
To qualify for the Nedbank Gold Credit Card, applicants must meet the following criteria:
Minimum Income: Applicants must have a monthly income of at least R5,000.
Good Credit Standing: A positive credit history and score are required for approval.
The Nedbank Gold Credit Card comes with transparent fees, including a monthly account fee and interest on outstanding balances. Always check the most current fee structure, as charges may vary depending on your usage and repayment behavior.
The Nedbank Gold Credit Card is ideal for those who want a card with flexible spending options, robust security, and an array of lifestyle benefits. With convenient online access and tailored repayment options, this card provides a versatile financial solution to fit your daily needs and long-term financial goals.
Explore the Nedbank Gold Credit Card today to experience financial freedom with added value, security, and rewarding lifestyle benefits.
Minimum Income | R5,000 per month |
Interest Free Period (Days) | Up to 55 |
Monthly Card Fee | R40 monthly service fee Credit facility fee starting from R20 per month Optional Greenbacks linkage fee of R32 per month |
Transaction Fee | Zero charges on card swipes |
Cash Withdrawal Fee - ATM | R2.75 per R100 or part thereof |
Cash Withdrawal Fee - Other Bank ATM | R12.00 plus R2.75 per R100 or part thereof |
Cash Withdrawal Fee - Bank Branch | R100.00 plus R2.75 per R100 or part thereof |
Electronic Payment Free | R10.00 |
Cash Withdrawal Fee - International ATM | R65.00 plus R2.75 per R100 or part thereof |
Cash Deposit Fee - Own Bank ATM | R100 plus R2.75 per R100 or part thereof |
Cash Deposit Fee - Own Branch | R100 plus R2.75 per R100 or part thereof |
Balance Enquiry - Own Bank ATM | Free |
Balance Enquiry - Other Bank's ATM | R11 |
Branch Enquiry | R26 |
Garage Card Fee | R30.00 per additional card |
Garage Transaction Fee | R5.00 |
Internet Banking Fee | R16.00 |
Second Card Fee | R40 per additional card |
Replacement Card Fee | R160.00 |
Travel Insurance | Free limited automatic cover with the option to purchase top-up |
Benefits |
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Tip: Check your credit score today to find out if you qualify for financial products like a credit card.
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